Nama Insights

Upbound Group (UPBD)

Technology · Software Application · NASDAQ

Upbound Group (UPBD) is a Technology company in the Software Application industry. It has a market capitalization of $1.41B, a trailing price-to-earnings ratio of 5.8 and a free-cash-flow yield of 16.8%. Over the most recent reported fiscal year, revenue grew 8.7% and free cash flow per share grew 359.5%. Nama's AI scorecard rates it Hold, 5.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.
AI scorecard
Hold · 5.5/10
The sections balance. As of Nov 6, 2026.
Momentum
Lagging · -15.9% over 12 months ex. last
Second-worst fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-53.4%
How far the last close sits under the highest price of the past five years.
Market cap$1.41B
Trailing P/E5.8
Price / book1.9
Price / sales0.3
FCF yield16.8%
Dividend yield6.4%
Gross margin49.1%
Operating margin5.1%
Net margin1.9%
Revenue growth (YoY)+8.7%
Revenue growth (3-yr annual)+3.4%
EPS growth (YoY)+7.8%
FCF/share growth (YoY)+359.5%
Beta1.8
ExchangeNASDAQ
SectorTechnology
IndustrySoftware Application

UPBD earnings

Next report: Feb 18, 2027 (Q4 2026, EPS estimate $1.08). Beat the EPS estimate in 4 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 29, 2026 $1.01 $0.91 +11.0% $1.15B
Q2 2026 Jul 30, 2026 $1.07 $1.05 +1.9% $1.16B
Q1 2026 Apr 30, 2026 $1.08 $1.07 +0.9% $1.22B
Q4 2025 Feb 19, 2026 $1.01 $0.97 +4.1% $1.20B

UPBD analyst price target

Median target $26.00 from 6 analysts, ranging $20.00 – $41.00.

Software Application peers

TickerCompanyMarket capP/E
SAP SAP $269.45B 29.7
SHOP Shopify $191.58B 85.1
CRM Salesforce $175.83B 12.7
UBER Uber Technologies $140.05B 40.6
ADP Automatic Data Processing $119.75B 26.5
NOW ServiceNow $105.84B 26.9
SNOW Snowflake $97.33B 195.7
ADBE Adobe $93.14B 10.1
Explore live UPBD data on Nama Insights →

UPBD FAQ

Is UPBD a buy?
Nama's AI scorecard currently rates Upbound Group Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UPBD's P/E ratio?
Upbound Group trades at a trailing price-to-earnings ratio of 5.8.
When does UPBD report earnings?
Upbound Group's next scheduled report is on Feb 18, 2027. Analysts expect EPS of $1.08.
What is the UPBD price target?
The median analyst price target from 6 analysts is $26.00, with a range of $20.00 – $41.00.
Is UPBD Shariah compliant?
Nama's AAOIFI-style screen reads Upbound Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does UPBD pay a dividend?
Yes — Upbound Group's dividend yield is 6.4%.