Nama's AI scorecard currently rates SAP Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is SAP's P/E ratio?

SAP trades at a trailing price-to-earnings ratio of 29.7.

When does SAP report earnings?

SAP's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.18.

What is the SAP price target?

The median analyst price target from 12 analysts is $274.50, with a range of $258.00 – $333.00.

Is SAP Shariah compliant?

Nama's AAOIFI-style screen reads SAP as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Does SAP pay a dividend?

Yes — SAP's dividend yield is 1.3%.

Nama Insights

SAP (SAP)

Technology · Software Application · NYSE

SAP (SAP) is a Technology company in the Software Application industry. It has a market capitalization of $269.45B, a trailing price-to-earnings ratio of 29.7 and a free-cash-flow yield of 3.4%. Over the most recent reported fiscal year, revenue grew 7.7% and free cash flow per share grew 91.7%. Nama's AI scorecard rates it Buy, 7.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 7.5/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Lagging · -17.2% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-25.5%

How far the last close sits under the highest price of the past five years.

Market cap	$269.45B
Trailing P/E	29.7
Price / book	5.2
Price / sales	6.1
FCF yield	3.4%
Dividend yield	1.3%
Gross margin	72.7%
Operating margin	27.1%
Net margin	20.4%
Revenue growth (YoY)	+7.7%
Revenue growth (3-yr annual)	+7.6%
EPS growth (YoY)	+47.9%
FCF/share growth (YoY)	+91.7%
Beta	0.8
Exchange	NYSE
Sector	Technology
Industry	Software Application

SAP earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $2.18). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 20, 2026	$2.12	$2.09	+1.4%	$11.52B
Q2 2026	Jul 22, 2026	$1.81	$2.00	-9.5%	$11.08B
Q1 2026	Apr 23, 2026	$2.01	$1.92	+4.7%	$10.72B
Q4 2025	Jan 29, 2026	$1.93	$1.72	+12.2%	$10.86B

SAP analyst price target

Median target $274.50 from 12 analysts, ranging $258.00 – $333.00.

Software Application peers

Ticker	Company	Market cap	P/E
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1
INTU	Intuit	$91.26B	14.0

Explore live SAP data on Nama Insights →

Recent Congressional trades

SAP trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Alan Armstrong	Senate	Buy	$15,001 - $50,000	Jul 21, 2026
Gilbert Cisneros	House	Sell	$1,001 - $15,000	Dec 15, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Nov 21, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Nov 21, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Nov 21, 2025
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Nov 18, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Oct 22, 2025
Valerie Hoyle	House	Sell	$1,001 - $15,000	Oct 10, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Sep 12, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Sep 12, 2025
Valerie Hoyle	House	Buy	$1,001 - $15,000	Sep 12, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025

SAP FAQ

Is SAP a buy?: Nama's AI scorecard currently rates SAP Buy (7.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is SAP's P/E ratio?: SAP trades at a trailing price-to-earnings ratio of 29.7.
When does SAP report earnings?: SAP's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $2.18.
What is the SAP price target?: The median analyst price target from 12 analysts is $274.50, with a range of $258.00 – $333.00.
Is SAP Shariah compliant?: Nama's AAOIFI-style screen reads SAP as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.
Does SAP pay a dividend?: Yes — SAP's dividend yield is 1.3%.