Nama's AI scorecard currently rates Q2 Holdings Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is QTWO's P/E ratio?

Q2 Holdings trades at a trailing price-to-earnings ratio of 26.9.

When does QTWO report earnings?

Q2 Holdings's next scheduled report is on Feb 10, 2027. Analysts expect EPS of $0.72.

What is the QTWO price target?

The median analyst price target from 14 analysts is $81.00, with a range of $67.01 – $87.00.

Is QTWO Shariah compliant?

Nama's AAOIFI-style screen reads Q2 Holdings as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Nama Insights

Q2 Holdings (QTWO)

Technology · Software Application · NYSE

Q2 Holdings (QTWO) is a Technology company in the Software Application industry. It has a market capitalization of $4.57B, a trailing price-to-earnings ratio of 26.9 and a free-cash-flow yield of 3.6%. Over the most recent reported fiscal year, revenue grew 14.1% and free cash flow per share grew 50.0%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -17.9% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-34.5%

How far the last close sits under the highest price of the past five years.

Market cap	$4.57B
Trailing P/E	26.9
Price / book	6.9
Price / sales	5.2
FCF yield	3.6%
Dividend yield	—
Gross margin	58.4%
Operating margin	12.8%
Net margin	12.7%
Revenue growth (YoY)	+14.1%
Revenue growth (3-yr annual)	+12.0%
EPS growth (YoY)	+45.3%
FCF/share growth (YoY)	+50.0%
Beta	1.3
Exchange	NYSE
Sector	Technology
Industry	Software Application

QTWO earnings

Next report: Feb 10, 2027 (Q4 2026, EPS estimate $0.72). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$0.74	$0.70	+5.7%	$225.77M
Q2 2026	Jul 29, 2026	$0.70	$0.67	+4.5%	$219.76M
Q1 2026	Apr 29, 2026	$0.63	$0.69	-8.7%	$216.51M
Q4 2025	Feb 11, 2026	$0.68	$0.61	+11.5%	$208.22M

QTWO analyst price target

Median target $81.00 from 14 analysts, ranging $67.01 – $87.00.

Software Application peers

Ticker	Company	Market cap	P/E
SAP	SAP	$269.45B	29.7
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1

Explore live QTWO data on Nama Insights →

QTWO FAQ

Is QTWO a buy?: Nama's AI scorecard currently rates Q2 Holdings Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is QTWO's P/E ratio?: Q2 Holdings trades at a trailing price-to-earnings ratio of 26.9.
When does QTWO report earnings?: Q2 Holdings's next scheduled report is on Feb 10, 2027. Analysts expect EPS of $0.72.
What is the QTWO price target?: The median analyst price target from 14 analysts is $81.00, with a range of $67.01 – $87.00.
Is QTWO Shariah compliant?: Nama's AAOIFI-style screen reads Q2 Holdings as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.