Nama's AI scorecard currently rates nCino Buy (6.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is NCNO's P/E ratio?

nCino trades at a trailing price-to-earnings ratio of 17.7.

When does NCNO report earnings?

nCino's next scheduled report is on Dec 2, 2026. Analysts expect EPS of $0.33.

What is the NCNO price target?

The median analyst price target from 12 analysts is $25.00, with a range of $17.00 – $28.00.

Is NCNO Shariah compliant?

Nama's AAOIFI-style screen reads nCino as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Nama Insights

nCino (NCNO)

Technology · Software Application · NASDAQ

nCino (NCNO) is a Technology company in the Software Application industry. It has a market capitalization of $2.40B, a trailing price-to-earnings ratio of 17.7 and a free-cash-flow yield of 3.2%. Over the most recent reported fiscal year, revenue grew 10.0% and free cash flow per share grew 55.8%. Nama's AI scorecard rates it Buy, 6.4 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Buy · 6.4/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Trailing · -25.1% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-70.4%

How far the last close sits under the highest price of the past five years.

Market cap	$2.40B
Trailing P/E	17.7
Price / book	2.6
Price / sales	3.9
FCF yield	3.2%
Dividend yield	—
Gross margin	62.2%
Operating margin	7.9%
Net margin	5.4%
Revenue growth (YoY)	+10.0%
Revenue growth (3-yr annual)	+13.4%
EPS growth (YoY)	—
FCF/share growth (YoY)	+55.8%
Beta	0.8
Exchange	NASDAQ
Sector	Technology
Industry	Software Application

NCNO earnings

Next report: Dec 2, 2026 (Q3 2027, EPS estimate $0.33). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q2 2027	Aug 25, 2026	$0.26	$0.27	-3.7%	$161.00M
Q1 2027	May 27, 2026	$0.34	$0.28	+21.4%	$159.41M
Q4 2026	Mar 31, 2026	$0.37	$0.21	+76.2%	$149.67M
Q3 2026	Dec 3, 2025	$0.31	$0.21	+47.6%	$152.16M

NCNO analyst price target

Median target $25.00 from 12 analysts, ranging $17.00 – $28.00.

Software Application peers

Ticker	Company	Market cap	P/E
SAP	SAP	$269.45B	29.7
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1

Explore live NCNO data on Nama Insights →

NCNO FAQ

Is NCNO a buy?: Nama's AI scorecard currently rates nCino Buy (6.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NCNO's P/E ratio?: nCino trades at a trailing price-to-earnings ratio of 17.7.
When does NCNO report earnings?: nCino's next scheduled report is on Dec 2, 2026. Analysts expect EPS of $0.33.
What is the NCNO price target?: The median analyst price target from 12 analysts is $25.00, with a range of $17.00 – $28.00.
Is NCNO Shariah compliant?: Nama's AAOIFI-style screen reads nCino as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.