Nama's AI scorecard currently rates Fair Isaac Buy (7.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is FICO's P/E ratio?

Fair Isaac trades at a trailing price-to-earnings ratio of 16.3.

When does FICO report earnings?

Fair Isaac's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $9.41.

What is the FICO price target?

The median analyst price target from 19 analysts is $897.00, with a range of $490.00 – $1,230.97.

Is FICO Shariah compliant?

Nama's AAOIFI-style screen reads Fair Isaac as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Nama Insights

Fair Isaac (FICO)

Technology · Software Application · NYSE

S&P 500

Fair Isaac (FICO) is a Technology company in the Software Application industry. It has a market capitalization of $15.22B, a trailing price-to-earnings ratio of 16.3 and a free-cash-flow yield of 4.3%. Over the most recent reported fiscal year, revenue grew 15.9% and free cash flow per share grew 24.3%. Nama's AI scorecard rates it Buy, 7.9 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Buy · 7.9/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Trailing · -59.3% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-70.7%

How far the last close sits under the highest price of the past five years.

Market cap	$15.22B
Trailing P/E	16.3
Price / book	—
Price / sales	6.4
FCF yield	4.3%
Dividend yield	—
Gross margin	85.1%
Operating margin	52.1%
Net margin	34.0%
Revenue growth (YoY)	+15.9%
Revenue growth (3-yr annual)	+13.1%
EPS growth (YoY)	+26.0%
FCF/share growth (YoY)	+24.3%
Beta	1.3
Exchange	NYSE
Sector	Technology
Industry	Software Application

FICO earnings

Next report: Jan 27, 2027 (Q1 2027, EPS estimate $9.41). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q4 2026	Nov 4, 2026	$11.10	$10.71	+3.6%	—
Q3 2026	Jul 29, 2026	$12.18	$11.78	+3.4%	$674.19M
Q2 2026	Apr 28, 2026	$12.50	$10.97	+13.9%	$691.68M
Q1 2026	Jan 28, 2026	$7.33	$7.08	+3.5%	$511.96M

FICO analyst price target

Median target $897.00 from 19 analysts, ranging $490.00 – $1,230.97.

Software Application peers

Ticker	Company	Market cap	P/E
SAP	SAP	$269.45B	29.7
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1

Explore live FICO data on Nama Insights →

Recent Congressional trades

Fair Isaac trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Alan Armstrong	Senate	Buy	$1,001 - $15,000	Jul 21, 2026
Gilbert Cisneros	House	Sell	$1,001 - $15,000	May 8, 2026
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Apr 7, 2026
Josh Gottheimer	House	Sell	$1,001 - $15,000	Mar 16, 2026
Gilbert Cisneros	House	Sell	$1,001 - $15,000	Mar 9, 2026
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Jan 12, 2026
Josh Gottheimer	House	Sell	$1,001 - $15,000	Feb 10, 2025
Josh Gottheimer	House	Buy	$1,001 - $15,000	May 15, 2024

FICO FAQ

Is FICO a buy?: Nama's AI scorecard currently rates Fair Isaac Buy (7.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is FICO's P/E ratio?: Fair Isaac trades at a trailing price-to-earnings ratio of 16.3.
When does FICO report earnings?: Fair Isaac's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $9.41.
What is the FICO price target?: The median analyst price target from 19 analysts is $897.00, with a range of $490.00 – $1,230.97.
Is FICO Shariah compliant?: Nama's AAOIFI-style screen reads Fair Isaac as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.