Nama's AI scorecard currently rates Dave Buy (8.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is DAVE's P/E ratio?

Dave trades at a trailing price-to-earnings ratio of 17.6.

When does DAVE report earnings?

Dave's next scheduled report is on Mar 2, 2027. Analysts expect EPS of $5.20.

What is the DAVE price target?

The median analyst price target from 14 analysts is $449.50, with a range of $350.00 – $500.00.

Is DAVE Shariah compliant?

Nama's AAOIFI-style screen reads Dave as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.

Nama Insights

Dave (DAVE)

Technology · Software Application · NASDAQ

Dave (DAVE) is a Technology company in the Software Application industry. It has a market capitalization of $3.56B, a trailing price-to-earnings ratio of 17.6 and a free-cash-flow yield of 7.0%. Over the most recent reported fiscal year, revenue grew 59.7% and free cash flow per share grew 129.9%. Nama's AI scorecard rates it Buy, 8.4 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 8.4/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Rising · +54.2% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Shariah Compliant

Passes our debt, cash and income screen; not a scholar's ruling.

Off its high

-43.3%

How far the last close sits under the highest price of the past five years.

Market cap	$3.56B
Trailing P/E	17.6
Price / book	17.1
Price / sales	5.5
FCF yield	7.0%
Dividend yield	—
Gross margin	87.2%
Operating margin	34.5%
Net margin	34.6%
Revenue growth (YoY)	+59.7%
Revenue growth (3-yr annual)	+39.3%
EPS growth (YoY)	+89.2%
FCF/share growth (YoY)	+129.9%
Beta	3.9
Exchange	NASDAQ
Sector	Technology
Industry	Software Application

DAVE earnings

Next report: Mar 2, 2027 (Q4 2026, EPS estimate $5.20). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 4, 2026	$4.39	$4.46	-1.6%	$197.70M
Q2 2026	Aug 5, 2026	$4.12	$3.84	+7.3%	$170.79M
Q1 2026	May 5, 2026	$3.64	$3.08	+18.2%	$158.41M
Q4 2025	Mar 2, 2026	$3.69	$3.75	-1.6%	$163.72M

DAVE analyst price target

Median target $449.50 from 14 analysts, ranging $350.00 – $500.00.

Software Application peers

Ticker	Company	Market cap	P/E
SAP	SAP	$269.45B	29.7
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1

Explore live DAVE data on Nama Insights →

DAVE FAQ

Is DAVE a buy?: Nama's AI scorecard currently rates Dave Buy (8.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is DAVE's P/E ratio?: Dave trades at a trailing price-to-earnings ratio of 17.6.
When does DAVE report earnings?: Dave's next scheduled report is on Mar 2, 2027. Analysts expect EPS of $5.20.
What is the DAVE price target?: The median analyst price target from 14 analysts is $449.50, with a range of $350.00 – $500.00.
Is DAVE Shariah compliant?: Nama's AAOIFI-style screen reads Dave as Shariah Compliant. Passes our debt, cash and income screen; not a scholar's ruling.