Nama's AI scorecard currently rates BILL Holdings Buy (7.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is BILL's P/E ratio?

BILL Holdings trades at a trailing price-to-earnings ratio of 15.7.

When does BILL report earnings?

BILL Holdings's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.93.

What is the BILL price target?

The median analyst price target from 20 analysts is $55.50, with a range of $43.00 – $75.00.

Is BILL Shariah compliant?

Nama's AAOIFI-style screen reads BILL Holdings as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

BILL Holdings (BILL)

Technology · Software Application · NYSE

BILL Holdings (BILL) is a Technology company in the Software Application industry. It has a market capitalization of $4.50B, a trailing price-to-earnings ratio of 15.7 and a free-cash-flow yield of 6.8%. Over the most recent reported fiscal year, revenue grew 13.0% and free cash flow per share grew 19.1%. Nama's AI scorecard rates it Buy, 7.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 7.2/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Lagging · -0.8% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-85.0%

How far the last close sits under the highest price of the past five years.

Market cap	$4.50B
Trailing P/E	15.7
Price / book	1.4
Price / sales	2.7
FCF yield	6.8%
Dividend yield	—
Gross margin	80.9%
Operating margin	1.1%
Net margin	-0.7%
Revenue growth (YoY)	+13.0%
Revenue growth (3-yr annual)	+16.0%
EPS growth (YoY)	+24.8%
FCF/share growth (YoY)	+19.1%
Beta	1.1
Exchange	NYSE
Sector	Technology
Industry	Software Application

BILL earnings

Next report: Feb 4, 2027 (Q2 2027, EPS estimate $0.93). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q1 2027	Nov 5, 2026	$1.18	$0.98	+20.4%	—
Q4 2026	Aug 19, 2026	$0.84	$0.71	+18.3%	$436.19M
Q3 2026	May 7, 2026	$0.68	$0.55	+23.6%	$406.56M
Q2 2026	Feb 5, 2026	$0.64	$0.56	+14.3%	$414.67M

BILL analyst price target

Median target $55.50 from 20 analysts, ranging $43.00 – $75.00.

Software Application peers

Ticker	Company	Market cap	P/E
SAP	SAP	$269.45B	29.7
SHOP	Shopify	$191.58B	85.1
CRM	Salesforce	$175.83B	12.7
UBER	Uber Technologies	$140.05B	40.6
ADP	Automatic Data Processing	$119.75B	26.5
NOW	ServiceNow	$105.84B	26.9
SNOW	Snowflake	$97.33B	195.7
ADBE	Adobe	$93.14B	10.1

Explore live BILL data on Nama Insights →

Recent Congressional trades

BILL Holdings trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Lisa McClain	House	Sell	$1,001 - $15,000	Sep 12, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025

BILL FAQ

Is BILL a buy?: Nama's AI scorecard currently rates BILL Holdings Buy (7.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is BILL's P/E ratio?: BILL Holdings trades at a trailing price-to-earnings ratio of 15.7.
When does BILL report earnings?: BILL Holdings's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.93.
What is the BILL price target?: The median analyst price target from 20 analysts is $55.50, with a range of $43.00 – $75.00.
Is BILL Shariah compliant?: Nama's AAOIFI-style screen reads BILL Holdings as Not Shariah Compliant. At least one of the three ratios or the industry test failed.