Nama's AI scorecard currently rates Wintrust Financial Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is WTFC's P/E ratio?

Wintrust Financial trades at a trailing price-to-earnings ratio of 11.6.

When does WTFC report earnings?

Wintrust Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $3.44.

What is the WTFC price target?

The median analyst price target from 16 analysts is $176.50, with a range of $160.00 – $195.00.

Is WTFC Shariah compliant?

Nama's AAOIFI-style screen reads Wintrust Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does WTFC pay a dividend?

Yes — Wintrust Financial's dividend yield is 1.4%.

Nama Insights

Wintrust Financial (WTFC)

Financial Services · Banks Regional · NASDAQ

Wintrust Financial (WTFC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $10.21B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 11.2%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Middle · +10.7% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-9.5%

How far the last close sits under the highest price of the past five years.

Market cap	$10.21B
Trailing P/E	11.6
Price / book	1.4
Price / sales	3.6
FCF yield	—
Dividend yield	1.4%
Gross margin	0.0%
Operating margin	—
Net margin	32.8%
Revenue growth (YoY)	+11.2%
Revenue growth (3-yr annual)	+11.7%
EPS growth (YoY)	+13.7%
FCF/share growth (YoY)	—
Beta	0.9
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

WTFC earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $3.44). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 19, 2026	$3.37	$3.31	+1.8%	$757.88M
Q2 2026	Jul 20, 2026	$3.28	$3.15	+4.1%	$738.63M
Q1 2026	Apr 20, 2026	$3.22	$2.95	+9.2%	$713.17M
Q4 2025	Jan 20, 2026	$3.15	$2.93	+7.5%	$714.33M

WTFC analyst price target

Median target $176.50 from 16 analysts, ranging $160.00 – $195.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live WTFC data on Nama Insights →

WTFC FAQ

Is WTFC a buy?: Nama's AI scorecard currently rates Wintrust Financial Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is WTFC's P/E ratio?: Wintrust Financial trades at a trailing price-to-earnings ratio of 11.6.
When does WTFC report earnings?: Wintrust Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $3.44.
What is the WTFC price target?: The median analyst price target from 16 analysts is $176.50, with a range of $160.00 – $195.00.
Is WTFC Shariah compliant?: Nama's AAOIFI-style screen reads Wintrust Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does WTFC pay a dividend?: Yes — Wintrust Financial's dividend yield is 1.4%.