Nama's AI scorecard currently rates Lloyds Banking Group Buy (7.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is LYG's P/E ratio?

Lloyds Banking Group trades at a trailing price-to-earnings ratio of 9.8.

When does LYG report earnings?

Lloyds Banking Group's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.15.

What is the LYG price target?

The median analyst price target from 4 analysts is $6.10, with a range of $5.95 – $6.96.

Is LYG Shariah compliant?

Nama's AAOIFI-style screen reads Lloyds Banking Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does LYG pay a dividend?

Yes — Lloyds Banking Group's dividend yield is 4.3%.

Nama Insights

Lloyds Banking Group (LYG)

Financial Services · Banks Regional · NYSE

Lloyds Banking Group (LYG) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $72.69B and a trailing price-to-earnings ratio of 9.8. Over the most recent reported fiscal year, revenue grew 7.7%. Nama's AI scorecard rates it Buy, 7.2 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 7.2/10

Clearly positive, short of the top band. As of Nov 7, 2026.

Momentum

Middle · +12.3% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-19.7%

How far the last close sits under the highest price of the past five years.

Market cap	$72.69B
Trailing P/E	9.8
Price / book	6.4
Price / sales	3.6
FCF yield	—
Dividend yield	4.3%
Gross margin	0.0%
Operating margin	—
Net margin	30.6%
Revenue growth (YoY)	+7.7%
Revenue growth (3-yr annual)	+7.7%
EPS growth (YoY)	—
FCF/share growth (YoY)	—
Beta	0.9
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

LYG earnings

Next report: Feb 4, 2027 (Q4 2026, EPS estimate $0.15). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 29, 2026	$0.15	$0.14	+7.1%	$6.94B
Q2 2026	Jul 30, 2026	$0.12	$0.13	-7.7%	$7.69B
Q1 2026	Apr 29, 2026	$0.13	$0.12	+8.3%	$6.96B
Q4 2025	Jan 29, 2026	$0.12	$0.11	+9.1%	$7.75B

LYG analyst price target

Median target $6.10 from 4 analysts, ranging $5.95 – $6.96.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5
NWG	NatWest Group	$61.54B	7.8

Explore live LYG data on Nama Insights →

Recent Congressional trades

Lloyds Banking Group trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Alan Armstrong	Senate	Buy	$1,001 - $15,000	Jul 21, 2026
Lisa McClain	House	Sell	$1,001 - $15,000	Nov 21, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025
Daniel Goldman	House	Sell	$50,001 - $100,000	Aug 13, 2023

LYG FAQ

Is LYG a buy?: Nama's AI scorecard currently rates Lloyds Banking Group Buy (7.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is LYG's P/E ratio?: Lloyds Banking Group trades at a trailing price-to-earnings ratio of 9.8.
When does LYG report earnings?: Lloyds Banking Group's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.15.
What is the LYG price target?: The median analyst price target from 4 analysts is $6.10, with a range of $5.95 – $6.96.
Is LYG Shariah compliant?: Nama's AAOIFI-style screen reads Lloyds Banking Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does LYG pay a dividend?: Yes — Lloyds Banking Group's dividend yield is 4.3%.