Nama's AI scorecard currently rates U.S. Bancorp Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is USB's P/E ratio?

U.S. Bancorp trades at a trailing price-to-earnings ratio of 11.6.

When does USB report earnings?

U.S. Bancorp's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $1.41.

What is the USB price target?

The median analyst price target from 22 analysts is $68.50, with a range of $65.00 – $75.00.

Is USB Shariah compliant?

Nama's AAOIFI-style screen reads U.S. Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does USB pay a dividend?

Yes — U.S. Bancorp's dividend yield is 3.6%.

Nama Insights

U.S. Bancorp (USB)

Financial Services · Banks Regional · NYSE

S&P 500

U.S. Bancorp (USB) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $92.63B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 4.4%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +19.9% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-10.0%

How far the last close sits under the highest price of the past five years.

Market cap	$92.63B
Trailing P/E	11.6
Price / book	1.4
Price / sales	3.3
FCF yield	—
Dividend yield	3.6%
Gross margin	0.0%
Operating margin	—
Net margin	30.0%
Revenue growth (YoY)	+4.4%
Revenue growth (3-yr annual)	+5.7%
EPS growth (YoY)	+20.0%
FCF/share growth (YoY)	—
Beta	1.0
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

USB earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $1.41). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 15, 2026	$1.34	$1.32	+1.5%	$7.95B
Q2 2026	Jul 16, 2026	$1.35	$1.28	+5.5%	$7.69B
Q1 2026	Apr 16, 2026	$1.18	$1.14	+3.5%	$7.26B
Q4 2025	Jan 20, 2026	$1.26	$1.19	+5.9%	$7.34B

USB analyst price target

Median target $68.50 from 22 analysts, ranging $65.00 – $75.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5
NWG	NatWest Group	$61.54B	7.8

Explore live USB data on Nama Insights →

Recent Congressional trades

U.S. Bancorp trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Valerie Hoyle	House	Sell	$1,001 - $15,000	Oct 10, 2025
Valerie Hoyle	House	Buy	$1,001 - $15,000	Sep 12, 2025
Mike Kelly	House	Sell	$1,001 - $15,000	Jun 14, 2024
Daniel Goldman	House	Sell	$15,001 - $50,000	Aug 13, 2023
Jerry Moran,	Senate	Buy	$1,001 - $15,000	—
David A Perdue , Jr	Senate	Sell	$15,001 - $50,000	—
David A Perdue , Jr	Senate	Sell	$1,001 - $15,000	—
Jerry Moran,	Senate	Sell	$1,001 - $15,000	—
Jerry Moran,	Senate	Buy	$1,001 - $15,000	—
Susan M Collins	Senate	Sell	$1,001 - $15,000	—
Shelley M Capito	Senate	Buy	$1,001 - $15,000	—
Shelley M Capito	Senate	Buy	$1,001 - $15,000	—

USB FAQ

Is USB a buy?: Nama's AI scorecard currently rates U.S. Bancorp Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is USB's P/E ratio?: U.S. Bancorp trades at a trailing price-to-earnings ratio of 11.6.
When does USB report earnings?: U.S. Bancorp's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $1.41.
What is the USB price target?: The median analyst price target from 22 analysts is $68.50, with a range of $65.00 – $75.00.
Is USB Shariah compliant?: Nama's AAOIFI-style screen reads U.S. Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does USB pay a dividend?: Yes — U.S. Bancorp's dividend yield is 3.6%.