Nama's AI scorecard currently rates HDFC Bank Hold (5.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is HDB's P/E ratio?

HDFC Bank trades at a trailing price-to-earnings ratio of 15.9.

When does HDB report earnings?

HDFC Bank's next scheduled report is on Jan 16, 2027. Analysts expect EPS of $0.41.

What is the HDB price target?

The median analyst price target from 4 analysts is $31.00, with a range of $26.20 – $33.00.

Is HDB Shariah compliant?

Nama's AAOIFI-style screen reads HDFC Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does HDB pay a dividend?

Yes — HDFC Bank's dividend yield is 1.6%.

Nama Insights

HDFC Bank (HDB)

Financial Services · Banks Regional · NYSE

HDFC Bank (HDB) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $129.32B and a trailing price-to-earnings ratio of 15.9. Over the most recent reported fiscal year, revenue grew 19.4%. Nama's AI scorecard rates it Hold, 5.4 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Hold · 5.4/10

The sections balance. As of Nov 7, 2026.

Momentum

Trailing · -38.0% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-36.9%

How far the last close sits under the highest price of the past five years.

Market cap	$129.32B
Trailing P/E	15.9
Price / book	4.5
Price / sales	4.1
FCF yield	—
Dividend yield	1.6%
Gross margin	0.0%
Operating margin	—
Net margin	26.5%
Revenue growth (YoY)	+19.4%
Revenue growth (3-yr annual)	+33.0%
EPS growth (YoY)	—
FCF/share growth (YoY)	—
Beta	0.4
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

HDB earnings

Next report: Jan 16, 2027 (Q3 2027, EPS estimate $0.41). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q2 2027	Oct 17, 2026	$0.40	$0.39	+2.6%	—
Q1 2027	Jul 18, 2026	$0.38	$0.39	-2.6%	—
Q4 2026	Apr 18, 2026	$0.40	$0.39	+2.6%	—
Q3 2026	Jan 17, 2026	$0.40	$0.39	+2.6%	—

HDB analyst price target

Median target $31.00 from 4 analysts, ranging $26.20 – $33.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5
NWG	NatWest Group	$61.54B	7.8

Explore live HDB data on Nama Insights →

Recent Congressional trades

HDFC Bank trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Josh Gottheimer	House	Sell	$1,001 - $15,000	May 19, 2026
Josh Gottheimer	House	Sell	$1,001 - $15,000	Apr 8, 2026
Lisa McClain	House	Sell	$1,001 - $15,000	Nov 21, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Nov 21, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Oct 22, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Oct 22, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Sep 12, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025

HDB FAQ

Is HDB a buy?: Nama's AI scorecard currently rates HDFC Bank Hold (5.4 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HDB's P/E ratio?: HDFC Bank trades at a trailing price-to-earnings ratio of 15.9.
When does HDB report earnings?: HDFC Bank's next scheduled report is on Jan 16, 2027. Analysts expect EPS of $0.41.
What is the HDB price target?: The median analyst price target from 4 analysts is $31.00, with a range of $26.20 – $33.00.
Is HDB Shariah compliant?: Nama's AAOIFI-style screen reads HDFC Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does HDB pay a dividend?: Yes — HDFC Bank's dividend yield is 1.6%.