Nama's AI scorecard currently rates WaFd Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is WAFD's P/E ratio?

WaFd trades at a trailing price-to-earnings ratio of 9.1.

When does WAFD report earnings?

WaFd's next scheduled report is on Jan 14, 2027. Analysts expect EPS of $0.79.

What is the WAFD price target?

The median analyst price target from 4 analysts is $31.00, with a range of $31.00 – $34.00.

Is WAFD Shariah compliant?

Nama's AAOIFI-style screen reads WaFd as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does WAFD pay a dividend?

Yes — WaFd's dividend yield is 3.7%.

Nama Insights

WaFd (WAFD)

Financial Services · Banks Regional · NASDAQ

WaFd (WAFD) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.18B and a trailing price-to-earnings ratio of 9.1. Over the most recent reported fiscal year, revenue grew 0.4%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -1.7% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-25.5%

How far the last close sits under the highest price of the past five years.

Market cap	$2.18B
Trailing P/E	9.1
Price / book	0.7
Price / sales	2.8
FCF yield	—
Dividend yield	3.7%
Gross margin	0.0%
Operating margin	—
Net margin	33.0%
Revenue growth (YoY)	+0.4%
Revenue growth (3-yr annual)	+3.1%
EPS growth (YoY)	-9.9%
FCF/share growth (YoY)	—
Beta	0.9
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

WAFD earnings

Next report: Jan 14, 2027 (Q1 2027, EPS estimate $0.79). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q4 2026	Oct 14, 2026	$0.85	$0.84	+1.2%	—
Q3 2026	Jul 16, 2026	$0.81	$0.82	-1.2%	$205.68M
Q2 2026	Apr 16, 2026	$0.82	$0.75	+9.3%	$197.66M
Q1 2026	Jan 15, 2026	$0.75	$0.76	-1.3%	$191.52M

WAFD analyst price target

Median target $31.00 from 4 analysts, ranging $31.00 – $34.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live WAFD data on Nama Insights →

WAFD FAQ

Is WAFD a buy?: Nama's AI scorecard currently rates WaFd Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is WAFD's P/E ratio?: WaFd trades at a trailing price-to-earnings ratio of 9.1.
When does WAFD report earnings?: WaFd's next scheduled report is on Jan 14, 2027. Analysts expect EPS of $0.79.
What is the WAFD price target?: The median analyst price target from 4 analysts is $31.00, with a range of $31.00 – $34.00.
Is WAFD Shariah compliant?: Nama's AAOIFI-style screen reads WaFd as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does WAFD pay a dividend?: Yes — WaFd's dividend yield is 3.7%.