Nama's AI scorecard currently rates Westamerica Bancorporation Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is WABC's P/E ratio?

Westamerica Bancorporation trades at a trailing price-to-earnings ratio of 12.9.

When does WABC report earnings?

Westamerica Bancorporation's next scheduled report is on Jan 14, 2027. Analysts expect EPS of $1.22.

What is the WABC price target?

The median analyst price target from 1 analysts is $65.00, with a range of $65.00 – $65.00.

Is WABC Shariah compliant?

Nama's AAOIFI-style screen reads Westamerica Bancorporation as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does WABC pay a dividend?

Yes — Westamerica Bancorporation's dividend yield is 3.2%.

Nama Insights

Westamerica Bancorporation (WABC)

Financial Services · Banks Regional · NASDAQ

Westamerica Bancorporation (WABC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.38B and a trailing price-to-earnings ratio of 12.9. Over the most recent reported fiscal year, revenue declined 12.2%. Nama's AI scorecard rates it Hold, 5.5 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +23.5% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-6.3%

How far the last close sits under the highest price of the past five years.

Market cap	$1.38B
Trailing P/E	12.9
Price / book	1.6
Price / sales	5.5
FCF yield	—
Dividend yield	3.2%
Gross margin	0.0%
Operating margin	—
Net margin	43.8%
Revenue growth (YoY)	-12.2%
Revenue growth (3-yr annual)	-0.9%
EPS growth (YoY)	-13.1%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

WABC earnings

Next report: Jan 14, 2027 (Q4 2026, EPS estimate $1.22). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 15, 2026	$1.22	$1.17	+4.3%	—
Q2 2026	Jul 16, 2026	$1.17	$1.10	+6.4%	$62.77M
Q1 2026	Apr 16, 2026	$1.13	$1.07	+5.6%	$62.08M
Q4 2025	Jan 15, 2026	$1.12	$1.07	+4.7%	$63.31M

WABC analyst price target

Median target $65.00 from 1 analysts, ranging $65.00 – $65.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live WABC data on Nama Insights →

WABC FAQ

Is WABC a buy?: Nama's AI scorecard currently rates Westamerica Bancorporation Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is WABC's P/E ratio?: Westamerica Bancorporation trades at a trailing price-to-earnings ratio of 12.9.
When does WABC report earnings?: Westamerica Bancorporation's next scheduled report is on Jan 14, 2027. Analysts expect EPS of $1.22.
What is the WABC price target?: The median analyst price target from 1 analysts is $65.00, with a range of $65.00 – $65.00.
Is WABC Shariah compliant?: Nama's AAOIFI-style screen reads Westamerica Bancorporation as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does WABC pay a dividend?: Yes — Westamerica Bancorporation's dividend yield is 3.2%.