Univest Financial (UVSP) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.10B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 9.6%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 6.2/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Leading · +38.9% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-11.0%
How far the last close sits under the highest price of the past five years.
Market cap
$1.10B
Trailing P/E
11.6
Price / book
1.2
Price / sales
3.4
FCF yield
—
Dividend yield
2.3%
Gross margin
0.0%
Operating margin
—
Net margin
28.8%
Revenue growth (YoY)
+9.6%
Revenue growth (3-yr annual)
+3.5%
EPS growth (YoY)
+23.3%
FCF/share growth (YoY)
—
Beta
0.7
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks Regional
UVSP earnings
Next report: Jan 27, 2027 (Q4 2026, EPS estimate $0.97).
Beat the EPS estimate in 3 of 4 recent quarters.
Quarter
Reported
EPS
Estimate
Surprise
Revenue
Q3 2026
Oct 28, 2026
$0.78
$0.98
-20.4%
$90.03M
Q2 2026
Jul 22, 2026
$0.95
$0.87
+9.2%
$84.35M
Q1 2026
Apr 22, 2026
$0.98
$0.83
+18.1%
$87.45M
Q4 2025
Jan 28, 2026
$0.79
$0.77
+2.6%
$84.57M
UVSP analyst price target
Median target $46.00 from 3 analysts, ranging $43.50 – $47.00.
Nama's AI scorecard currently rates Univest Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UVSP's P/E ratio?
Univest Financial trades at a trailing price-to-earnings ratio of 11.6.
When does UVSP report earnings?
Univest Financial's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.97.
What is the UVSP price target?
The median analyst price target from 3 analysts is $46.00, with a range of $43.50 – $47.00.
Is UVSP Shariah compliant?
Nama's AAOIFI-style screen reads Univest Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.