Nama's AI scorecard currently rates Universal Insurance Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is UVE's P/E ratio?

Universal Insurance trades at a trailing price-to-earnings ratio of 5.9.

When does UVE report earnings?

Universal Insurance's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $0.74.

What is the UVE price target?

The median analyst price target from 1 analysts is $51.00, with a range of $51.00 – $51.00.

Is UVE Shariah compliant?

Nama's AAOIFI-style screen reads Universal Insurance as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does UVE pay a dividend?

Yes — Universal Insurance's dividend yield is 1.4%.

Nama Insights

Universal Insurance (UVE)

Financial Services · Insurance Property Casualty · NYSE

Universal Insurance (UVE) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $1.29B and a trailing price-to-earnings ratio of 5.9. Over the most recent reported fiscal year, revenue grew 5.5%. Nama's AI scorecard rates it Buy, 6.3 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.3/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +38.1% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-7.9%

How far the last close sits under the highest price of the past five years.

Market cap	$1.29B
Trailing P/E	5.9
Price / book	2.0
Price / sales	0.8
FCF yield	—
Dividend yield	1.4%
Gross margin	26.6%
Operating margin	16.4%
Net margin	13.9%
Revenue growth (YoY)	+5.5%
Revenue growth (3-yr annual)	+9.5%
EPS growth (YoY)	+250.3%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Property Casualty

UVE earnings

Next report: Feb 25, 2027 (Q4 2026, EPS estimate $0.74). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 22, 2026	$1.93	$1.34	+44.0%	$439.32M
Q2 2026	Jul 23, 2026	$1.84	$1.43	+28.7%	$427.03M
Q1 2026	Apr 23, 2026	$2.00	$1.39	+43.9%	$393.56M
Q4 2025	Feb 24, 2026	$2.17	$1.30	+66.9%	$407.93M

UVE analyst price target

Median target $51.00 from 1 analysts, ranging $51.00 – $51.00.

Insurance Property Casualty peers

Ticker	Company	Market cap	P/E
CB	Chubb	$139.47B	12.5
PGR	Progressive	$131.96B	11.9
TRV	Travelers Companies	$80.98B	10.4
ALL	Allstate	$63.05B	5.8
CINF	Cincinnati Financial	$28.47B	19.0
WRB	W. R. Berkley	$27.95B	15.4
MKL	Markel Group	$23.71B	16.4
L	Loews	$22.19B	32.4

Explore live UVE data on Nama Insights →

UVE FAQ

Is UVE a buy?: Nama's AI scorecard currently rates Universal Insurance Buy (6.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UVE's P/E ratio?: Universal Insurance trades at a trailing price-to-earnings ratio of 5.9.
When does UVE report earnings?: Universal Insurance's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $0.74.
What is the UVE price target?: The median analyst price target from 1 analysts is $51.00, with a range of $51.00 – $51.00.
Is UVE Shariah compliant?: Nama's AAOIFI-style screen reads Universal Insurance as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does UVE pay a dividend?: Yes — Universal Insurance's dividend yield is 1.4%.