Cincinnati Financial (CINF) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $28.47B and a trailing price-to-earnings ratio of 19.0. Over the most recent reported fiscal year, revenue grew 11.4%. Nama's AI scorecard rates it Buy, 5.9 out of 10. On 12-month momentum it ranks in the lagging band of its market.
AI scorecard
Buy · 5.9/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Lagging · +0.1% over 12 months ex. last
Second-worst fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-5.2%
How far the last close sits under the highest price of the past five years.
Market cap
$28.47B
Trailing P/E
19.0
Price / book
1.8
Price / sales
2.1
FCF yield
—
Dividend yield
2.0%
Gross margin
26.2%
Operating margin
18.5%
Net margin
20.1%
Revenue growth (YoY)
+11.4%
Revenue growth (3-yr annual)
+24.4%
EPS growth (YoY)
-30.0%
FCF/share growth (YoY)
—
Beta
0.5
Exchange
NASDAQ
Sector
Financial Services
Industry
Insurance Property Casualty
CINF earnings
Next report: Feb 8, 2027 (Q4 2026, EPS estimate $3.09).
Beat the EPS estimate in 3 of 4 recent quarters.
Quarter
Reported
EPS
Estimate
Surprise
Revenue
Q3 2026
Oct 26, 2026
$2.86
$2.11
+35.5%
$3.05B
Q2 2026
Jul 27, 2026
$1.43
$1.82
-21.4%
—
Q1 2026
Apr 27, 2026
$2.10
$1.94
+8.2%
$2.86B
Q4 2025
Feb 9, 2026
$3.37
$2.89
+16.6%
$3.09B
CINF analyst price target
Median target $186.00 from 6 analysts, ranging $171.00 – $204.00.
Nama's AI scorecard currently rates Cincinnati Financial Buy (5.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is CINF's P/E ratio?
Cincinnati Financial trades at a trailing price-to-earnings ratio of 19.0.
When does CINF report earnings?
Cincinnati Financial's next scheduled report is on Feb 8, 2027. Analysts expect EPS of $3.09.
What is the CINF price target?
The median analyst price target from 6 analysts is $186.00, with a range of $171.00 – $204.00.
Is CINF Shariah compliant?
Nama's AAOIFI-style screen reads Cincinnati Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does CINF pay a dividend?
Yes — Cincinnati Financial's dividend yield is 2.0%.