Nama's AI scorecard currently rates United Bankshares Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is UBSI's P/E ratio?

United Bankshares trades at a trailing price-to-earnings ratio of 13.1.

When does UBSI report earnings?

United Bankshares's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $0.96.

What is the UBSI price target?

The median analyst price target from 6 analysts is $52.00, with a range of $49.00 – $54.00.

Is UBSI Shariah compliant?

Nama's AAOIFI-style screen reads United Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does UBSI pay a dividend?

Yes — United Bankshares's dividend yield is 3.1%.

Nama Insights

United Bankshares (UBSI)

Financial Services · Banks Regional · NASDAQ

United Bankshares (UBSI) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $6.57B and a trailing price-to-earnings ratio of 13.1. Over the most recent reported fiscal year, revenue grew 20.0%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +25.3% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-4.5%

How far the last close sits under the highest price of the past five years.

Market cap	$6.57B
Trailing P/E	13.1
Price / book	1.2
Price / sales	5.2
FCF yield	—
Dividend yield	3.1%
Gross margin	0.0%
Operating margin	—
Net margin	40.8%
Revenue growth (YoY)	+20.0%
Revenue growth (3-yr annual)	+5.9%
EPS growth (YoY)	+25.6%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

UBSI earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $0.96). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 22, 2026	$0.94	$0.93	+1.1%	—
Q2 2026	Jul 23, 2026	$0.95	$0.89	+6.7%	$323.15M
Q1 2026	Apr 23, 2026	$0.89	$0.85	+4.7%	$315.95M
Q4 2025	Jan 22, 2026	$0.91	$0.86	+5.8%	$317.97M

UBSI analyst price target

Median target $52.00 from 6 analysts, ranging $49.00 – $54.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live UBSI data on Nama Insights →

Recent Congressional trades

United Bankshares trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025
Shelley M Capito	Senate	Sell	$15,001 - $50,000	—
Shelley M Capito	Senate	Sell	$15,001 - $50,000	—

UBSI FAQ

Is UBSI a buy?: Nama's AI scorecard currently rates United Bankshares Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UBSI's P/E ratio?: United Bankshares trades at a trailing price-to-earnings ratio of 13.1.
When does UBSI report earnings?: United Bankshares's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $0.96.
What is the UBSI price target?: The median analyst price target from 6 analysts is $52.00, with a range of $49.00 – $54.00.
Is UBSI Shariah compliant?: Nama's AAOIFI-style screen reads United Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does UBSI pay a dividend?: Yes — United Bankshares's dividend yield is 3.1%.