Nama's AI scorecard currently rates Trupanion Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is TRUP's P/E ratio?

Trupanion trades at a trailing price-to-earnings ratio of 13.7.

When does TRUP report earnings?

Trupanion's next scheduled report is on Feb 11, 2027. Analysts expect EPS of $1.12.

What is the TRUP price target?

The median analyst price target from 4 analysts is $31.00, with a range of $29.00 – $42.00.

Is TRUP Shariah compliant?

Nama's AAOIFI-style screen reads Trupanion as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Trupanion (TRUP)

Financial Services · Insurance Property Casualty · NASDAQ

Trupanion (TRUP) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $1.60B and a trailing price-to-earnings ratio of 13.7. Over the most recent reported fiscal year, revenue grew 11.9%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the trailing band of its market.

AI scorecard

Hold · 4.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Trailing · -41.5% over 12 months ex. last

Bottom 20% of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-76.8%

How far the last close sits under the highest price of the past five years.

Market cap	$1.60B
Trailing P/E	13.7
Price / book	3.9
Price / sales	1.1
FCF yield	—
Dividend yield	—
Gross margin	16.6%
Operating margin	7.6%
Net margin	1.5%
Revenue growth (YoY)	+11.9%
Revenue growth (3-yr annual)	+16.7%
EPS growth (YoY)	+271.4%
FCF/share growth (YoY)	—
Beta	1.4
Exchange	NASDAQ
Sector	Financial Services
Industry	Insurance Property Casualty

TRUP earnings

Next report: Feb 11, 2027 (Q4 2026, EPS estimate $1.12). Beat the EPS estimate in 0 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 5, 2026	$0.91	$1.01	-9.9%	—
Q2 2026	Aug 5, 2026	$0.86	$0.94	-8.5%	$392.93M
Q1 2026	Apr 30, 2026	$0.78	$0.88	-11.4%	$384.05M
Q4 2025	Feb 12, 2026	$0.13	$0.16	-18.8%	$376.85M

TRUP analyst price target

Median target $31.00 from 4 analysts, ranging $29.00 – $42.00.

Insurance Property Casualty peers

Ticker	Company	Market cap	P/E
CB	Chubb	$139.47B	12.5
PGR	Progressive	$131.96B	11.9
TRV	Travelers Companies	$80.98B	10.4
ALL	Allstate	$63.05B	5.8
CINF	Cincinnati Financial	$28.47B	19.0
WRB	W. R. Berkley	$27.95B	15.4
MKL	Markel Group	$23.71B	16.4
L	Loews	$22.19B	32.4

Explore live TRUP data on Nama Insights →

TRUP FAQ

Is TRUP a buy?: Nama's AI scorecard currently rates Trupanion Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TRUP's P/E ratio?: Trupanion trades at a trailing price-to-earnings ratio of 13.7.
When does TRUP report earnings?: Trupanion's next scheduled report is on Feb 11, 2027. Analysts expect EPS of $1.12.
What is the TRUP price target?: The median analyst price target from 4 analysts is $31.00, with a range of $29.00 – $42.00.
Is TRUP Shariah compliant?: Nama's AAOIFI-style screen reads Trupanion as Not Shariah Compliant. At least one of the three ratios or the industry test failed.