Nama's AI scorecard currently rates TowneBank Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is TOWN's P/E ratio?

TowneBank trades at a trailing price-to-earnings ratio of 11.6.

When does TOWN report earnings?

TowneBank's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.78.

What is the TOWN price target?

The median analyst price target from 4 analysts is $39.50, with a range of $39.00 – $42.00.

Is TOWN Shariah compliant?

Nama's AAOIFI-style screen reads TowneBank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does TOWN pay a dividend?

Yes — TowneBank's dividend yield is 3.0%.

Nama Insights

TowneBank (TOWN)

Financial Services · Banks Regional · NASDAQ

TowneBank (TOWN) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.32B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 20.5%. Nama's AI scorecard rates it Hold, 5.7 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Hold · 5.7/10

The sections balance. As of Nov 7, 2026.

Momentum

Middle · +6.5% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-6.7%

How far the last close sits under the highest price of the past five years.

Market cap	$3.32B
Trailing P/E	11.6
Price / book	1.1
Price / sales	2.9
FCF yield	—
Dividend yield	3.0%
Gross margin	0.0%
Operating margin	—
Net margin	30.5%
Revenue growth (YoY)	+20.5%
Revenue growth (3-yr annual)	+6.7%
EPS growth (YoY)	+38.5%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

TOWN earnings

Next report: Jan 27, 2027 (Q4 2026, EPS estimate $0.78). Beat the EPS estimate in 1 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$0.91	$0.82	+11.0%	$257.89M
Q2 2026	Jul 21, 2026	$0.78	$0.79	-1.3%	—
Q1 2026	Apr 22, 2026	$0.74	$0.76	-2.6%	$246.45M
Q4 2025	Jan 28, 2026	$0.70	$0.71	-1.4%	$218.53M

TOWN analyst price target

Median target $39.50 from 4 analysts, ranging $39.00 – $42.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live TOWN data on Nama Insights →

TOWN FAQ

Is TOWN a buy?: Nama's AI scorecard currently rates TowneBank Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TOWN's P/E ratio?: TowneBank trades at a trailing price-to-earnings ratio of 11.6.
When does TOWN report earnings?: TowneBank's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.78.
What is the TOWN price target?: The median analyst price target from 4 analysts is $39.50, with a range of $39.00 – $42.00.
Is TOWN Shariah compliant?: Nama's AAOIFI-style screen reads TowneBank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does TOWN pay a dividend?: Yes — TowneBank's dividend yield is 3.0%.