Nama's AI scorecard currently rates Tompkins Financial Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is TMP's P/E ratio?

Tompkins Financial trades at a trailing price-to-earnings ratio of 13.0.

When does TMP report earnings?

Tompkins Financial's next scheduled report is on Jan 29, 2027. Analysts expect EPS of $2.06.

What is the TMP price target?

The median analyst price target from 2 analysts is $105.50, with a range of $104.00 – $107.00.

Is TMP Shariah compliant?

Nama's AAOIFI-style screen reads Tompkins Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does TMP pay a dividend?

Yes — Tompkins Financial's dividend yield is 3.0%.

Nama Insights

Tompkins Financial (TMP)

Financial Services · Banks Regional · AMEX

Tompkins Financial (TMP) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.43B and a trailing price-to-earnings ratio of 13.0. Over the most recent reported fiscal year, revenue declined 13.9%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +44.7% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-5.5%

How far the last close sits under the highest price of the past five years.

Market cap	$1.43B
Trailing P/E	13.0
Price / book	1.5
Price / sales	3.2
FCF yield	—
Dividend yield	3.0%
Gross margin	0.0%
Operating margin	—
Net margin	40.2%
Revenue growth (YoY)	-13.9%
Revenue growth (3-yr annual)	-5.8%
EPS growth (YoY)	+27.3%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	AMEX
Sector	Financial Services
Industry	Banks Regional

TMP earnings

Next report: Jan 29, 2027 (Q4 2026, EPS estimate $2.06). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 23, 2026	$2.00	$1.95	+2.6%	$89.85M
Q2 2026	Jul 24, 2026	$2.04	$1.82	+12.1%	$87.12M
Q1 2026	Apr 24, 2026	$1.82	$1.76	+3.4%	$83.69M
Q4 2025	Jan 30, 2026	$1.78	$1.65	+7.9%	$2.30M

TMP analyst price target

Median target $105.50 from 2 analysts, ranging $104.00 – $107.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live TMP data on Nama Insights →

TMP FAQ

Is TMP a buy?: Nama's AI scorecard currently rates Tompkins Financial Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TMP's P/E ratio?: Tompkins Financial trades at a trailing price-to-earnings ratio of 13.0.
When does TMP report earnings?: Tompkins Financial's next scheduled report is on Jan 29, 2027. Analysts expect EPS of $2.06.
What is the TMP price target?: The median analyst price target from 2 analysts is $105.50, with a range of $104.00 – $107.00.
Is TMP Shariah compliant?: Nama's AAOIFI-style screen reads Tompkins Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does TMP pay a dividend?: Yes — Tompkins Financial's dividend yield is 3.0%.