Nama's AI scorecard currently rates TFS Financial Hold (5.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is TFSL's P/E ratio?

TFS Financial trades at a trailing price-to-earnings ratio of 45.6.

When does TFSL report earnings?

TFS Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.09.

What is the TFSL price target?

The median analyst price target from 2 analysts is $18.00, with a range of $18.00 – $18.00.

Is TFSL Shariah compliant?

Nama's AAOIFI-style screen reads TFS Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does TFSL pay a dividend?

Yes — TFS Financial's dividend yield is 7.7%.

Nama Insights

TFS Financial (TFSL)

Financial Services · Banks Regional · NASDAQ

TFS Financial (TFSL) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $4.58B and a trailing price-to-earnings ratio of 45.6. Over the most recent reported fiscal year, revenue grew 6.0%. Nama's AI scorecard rates it Hold, 5.2 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Hold · 5.2/10

The sections balance. As of Nov 7, 2026.

Momentum

Rising · +18.7% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-19.2%

How far the last close sits under the highest price of the past five years.

Market cap	$4.58B
Trailing P/E	45.6
Price / book	2.4
Price / sales	12.9
FCF yield	—
Dividend yield	7.7%
Gross margin	0.0%
Operating margin	—
Net margin	28.4%
Revenue growth (YoY)	+6.0%
Revenue growth (3-yr annual)	+3.4%
EPS growth (YoY)	+18.5%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

TFSL earnings

Next report: Jan 28, 2027 (Q1 2027, EPS estimate $0.09). Beat the EPS estimate in 1 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q4 2026	Oct 29, 2026	$0.09	$0.09	+0.0%	—
Q3 2026	Jul 30, 2026	$0.11	$0.08	+37.5%	$89.27M
Q2 2026	Apr 30, 2026	$0.08	$0.08	+0.0%	$85.24M
Q1 2026	Jan 29, 2026	$0.08	$0.09	-11.1%	$83.73M

TFSL analyst price target

Median target $18.00 from 2 analysts, ranging $18.00 – $18.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live TFSL data on Nama Insights →

TFSL FAQ

Is TFSL a buy?: Nama's AI scorecard currently rates TFS Financial Hold (5.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TFSL's P/E ratio?: TFS Financial trades at a trailing price-to-earnings ratio of 45.6.
When does TFSL report earnings?: TFS Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.09.
What is the TFSL price target?: The median analyst price target from 2 analysts is $18.00, with a range of $18.00 – $18.00.
Is TFSL Shariah compliant?: Nama's AAOIFI-style screen reads TFS Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does TFSL pay a dividend?: Yes — TFS Financial's dividend yield is 7.7%.