Nama Insights

Truist Financial (TFC)

Financial Services · Banks Regional · NYSE

S&P 500
Truist Financial (TFC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $59.18B and a trailing price-to-earnings ratio of 12.3. Over the most recent reported fiscal year, revenue grew 53.0%. Nama's AI scorecard rates it Buy, 5.9 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Buy · 5.9/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Middle · +3.6% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-28.4%
How far the last close sits under the highest price of the past five years.
Market cap$59.18B
Trailing P/E12.3
Price / book1.0
Price / sales3.2
FCF yield—
Dividend yield4.2%
Gross margin0.0%
Operating margin—
Net margin28.4%
Revenue growth (YoY)+53.0%
Revenue growth (3-yr annual)+0.6%
EPS growth (YoY)+7.0%
FCF/share growth (YoY)—
Beta0.9
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

TFC earnings

Next report: Jan 20, 2027 (Q4 2026, EPS estimate $1.14). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 16, 2026 $0.56 $1.21 -53.7% $3.75B
Q2 2026 Jul 17, 2026 $1.23 $1.08 +13.9% —
Q1 2026 Apr 17, 2026 $1.09 $1.00 +9.0% $5.15B
Q4 2025 Jan 21, 2026 $1.12 $1.09 +2.8% $5.25B

TFC analyst price target

Median target $54.00 from 19 analysts, ranging $45.00 – $58.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live TFC data on Nama Insights →

Recent Congressional trades

Truist Financial trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Alan Armstrong Senate Buy $1,001 - $15,000 Jul 21, 2026
Lloyd K. Smucker House Sell $1,001 - $15,000 Apr 30, 2026
Dan Newhouse House Sell $1,001 - $15,000 Jan 15, 2026
Dan Newhouse House Sell $1,001 - $15,000 May 16, 2025
Rob Bresnahan House Sell $1,001 - $15,000 May 8, 2025
Julie Johnson House Sell $1,001 - $15,000 Mar 12, 2025
Roger Williams House Buy $1,001 - $15,000 Jun 12, 2024
David A Perdue , Jr Senate Sell $1,001 - $15,000 —

TFC FAQ

Is TFC a buy?
Nama's AI scorecard currently rates Truist Financial Buy (5.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is TFC's P/E ratio?
Truist Financial trades at a trailing price-to-earnings ratio of 12.3.
When does TFC report earnings?
Truist Financial's next scheduled report is on Jan 20, 2027. Analysts expect EPS of $1.14.
What is the TFC price target?
The median analyst price target from 19 analysts is $54.00, with a range of $45.00 – $58.00.
Is TFC Shariah compliant?
Nama's AAOIFI-style screen reads Truist Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does TFC pay a dividend?
Yes — Truist Financial's dividend yield is 4.2%.