Nama's AI scorecard currently rates 1st Source Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is SRCE's P/E ratio?

1st Source trades at a trailing price-to-earnings ratio of 11.6.

When does SRCE report earnings?

1st Source's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $1.90.

What is the SRCE price target?

The median analyst price target from 3 analysts is $92.00, with a range of $88.00 – $105.00.

Is SRCE Shariah compliant?

Nama's AAOIFI-style screen reads 1st Source as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does SRCE pay a dividend?

Yes — 1st Source's dividend yield is 2.1%.

Nama Insights

1st Source (SRCE)

Financial Services · Banks Regional · NASDAQ

1st Source (SRCE) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.09B and a trailing price-to-earnings ratio of 11.6. Over the most recent reported fiscal year, revenue grew 12.1%. Nama's AI scorecard rates it Hold, 5.7 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.7/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +39.7% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-4.9%

How far the last close sits under the highest price of the past five years.

Market cap	$2.09B
Trailing P/E	11.6
Price / book	1.6
Price / sales	4.6
FCF yield	—
Dividend yield	2.1%
Gross margin	0.0%
Operating margin	—
Net margin	39.4%
Revenue growth (YoY)	+12.1%
Revenue growth (3-yr annual)	+6.9%
EPS growth (YoY)	+22.4%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

SRCE earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $1.90). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 22, 2026	$2.03	$1.83	+10.9%	$120.28M
Q2 2026	Jul 23, 2026	$1.95	$1.71	+14.0%	$118.16M
Q1 2026	Apr 23, 2026	$1.63	$1.63	+0.0%	$113.14M
Q4 2025	Jan 23, 2026	$1.87	$1.61	+16.1%	$110.83M

SRCE analyst price target

Median target $92.00 from 3 analysts, ranging $88.00 – $105.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live SRCE data on Nama Insights →

SRCE FAQ

Is SRCE a buy?: Nama's AI scorecard currently rates 1st Source Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is SRCE's P/E ratio?: 1st Source trades at a trailing price-to-earnings ratio of 11.6.
When does SRCE report earnings?: 1st Source's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $1.90.
What is the SRCE price target?: The median analyst price target from 3 analysts is $92.00, with a range of $88.00 – $105.00.
Is SRCE Shariah compliant?: Nama's AAOIFI-style screen reads 1st Source as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does SRCE pay a dividend?: Yes — 1st Source's dividend yield is 2.1%.