Nama Insights

Simmons First National (SFNC)

Financial Services · Banks Regional · NASDAQ

Simmons First National (SFNC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.37B and a trailing price-to-earnings ratio of 11.4. Over the most recent reported fiscal year, revenue declined 87.7%. Nama's AI scorecard rates it Buy, 5.9 out of 10. On 12-month momentum it ranks in the leading band of its market.
AI scorecard
Buy · 5.9/10
Positive, at the low end of Buy. As of Nov 7, 2026.
Momentum
Leading · +27.3% over 12 months ex. last
Top 20% of its market on the past year's steady rise.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-28.8%
How far the last close sits under the highest price of the past five years.
Market cap$3.37B
Trailing P/E11.4
Price / book1.0
Price / sales3.6
FCF yield—
Dividend yield3.7%
Gross margin0.0%
Operating margin—
Net margin28.0%
Revenue growth (YoY)-87.7%
Revenue growth (3-yr annual)-52.5%
EPS growth (YoY)+20.6%
FCF/share growth (YoY)—
Beta0.9
ExchangeNASDAQ
SectorFinancial Services
IndustryBanks Regional

SFNC earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $0.56). Beat the EPS estimate in 2 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 15, 2026 $0.54 $0.53 +1.9% $248.27M
Q2 2026 Jul 16, 2026 $0.50 $0.52 -3.9% $245.60M
Q1 2026 Apr 16, 2026 $0.47 $0.47 +0.0% $238.26M
Q4 2025 Jan 20, 2026 $0.54 $0.48 +12.5% $249.12M

SFNC analyst price target

Median target $25.00 from 7 analysts, ranging $25.00 – $28.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live SFNC data on Nama Insights →

Recent Congressional trades

Simmons First National trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
James French Hill House Sell $100,001 - $250,000 Jul 24, 2025

SFNC FAQ

Is SFNC a buy?
Nama's AI scorecard currently rates Simmons First National Buy (5.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is SFNC's P/E ratio?
Simmons First National trades at a trailing price-to-earnings ratio of 11.4.
When does SFNC report earnings?
Simmons First National's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $0.56.
What is the SFNC price target?
The median analyst price target from 7 analysts is $25.00, with a range of $25.00 – $28.00.
Is SFNC Shariah compliant?
Nama's AAOIFI-style screen reads Simmons First National as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does SFNC pay a dividend?
Yes — Simmons First National's dividend yield is 3.7%.