Nama Insights

Pinnacle Financial Partners (PNFP)

Financial Services · Banks Regional · NYSE

Pinnacle Financial Partners (PNFP) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $15.21B and a trailing price-to-earnings ratio of 10.2. Over the most recent reported fiscal year, revenue grew 17.8%. Nama's AI scorecard rates it Buy, 7.9 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Buy · 7.9/10
Clearly positive, short of the top band. As of Nov 7, 2026.
Momentum
Middle · +9.0% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-23.7%
How far the last close sits under the highest price of the past five years.
Market cap$15.21B
Trailing P/E10.2
Price / book1.0
Price / sales3.8
FCF yield—
Dividend yield2.0%
Gross margin0.0%
Operating margin—
Net margin25.5%
Revenue growth (YoY)+17.8%
Revenue growth (3-yr annual)+11.2%
EPS growth (YoY)+21.5%
FCF/share growth (YoY)—
Beta1.0
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

PNFP earnings

Next report: Jan 27, 2027 (Q4 2026, EPS estimate $2.72). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 21, 2026 $2.69 $2.62 +2.7% $1.26B
Q2 2026 Jul 21, 2026 $2.50 $2.46 +1.6% $1.18B
Q1 2026 Apr 22, 2026 $2.39 $2.33 +2.6% $1.19B
Q4 2025 Jan 21, 2026 $2.24 $2.26 -0.9% $477.50M

PNFP analyst price target

Median target $120.00 from 22 analysts, ranging $105.00 – $140.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live PNFP data on Nama Insights →

PNFP FAQ

Is PNFP a buy?
Nama's AI scorecard currently rates Pinnacle Financial Partners Buy (7.9 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PNFP's P/E ratio?
Pinnacle Financial Partners trades at a trailing price-to-earnings ratio of 10.2.
When does PNFP report earnings?
Pinnacle Financial Partners's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $2.72.
What is the PNFP price target?
The median analyst price target from 22 analysts is $120.00, with a range of $105.00 – $140.00.
Is PNFP Shariah compliant?
Nama's AAOIFI-style screen reads Pinnacle Financial Partners as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does PNFP pay a dividend?
Yes — Pinnacle Financial Partners's dividend yield is 2.0%.