Nama's AI scorecard currently rates Provident Financial Services Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is PFS's P/E ratio?

Provident Financial Services trades at a trailing price-to-earnings ratio of 9.2.

When does PFS report earnings?

Provident Financial Services's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.62.

What is the PFS price target?

The median analyst price target from 6 analysts is $28.50, with a range of $25.00 – $30.00.

Is PFS Shariah compliant?

Nama's AAOIFI-style screen reads Provident Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does PFS pay a dividend?

Yes — Provident Financial Services's dividend yield is 4.2%.

Nama Insights

Provident Financial Services (PFS)

Financial Services · Banks Regional · NYSE

Provident Financial Services (PFS) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.99B and a trailing price-to-earnings ratio of 9.2. Over the most recent reported fiscal year, revenue grew 25.3%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +20.1% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-12.4%

How far the last close sits under the highest price of the past five years.

Market cap	$2.99B
Trailing P/E	9.2
Price / book	1.0
Price / sales	3.3
FCF yield	—
Dividend yield	4.2%
Gross margin	0.0%
Operating margin	—
Net margin	34.0%
Revenue growth (YoY)	+25.3%
Revenue growth (3-yr annual)	+19.9%
EPS growth (YoY)	+92.3%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

PFS earnings

Next report: Jan 27, 2027 (Q4 2026, EPS estimate $0.62). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$0.65	$0.61	+6.6%	—
Q2 2026	Jul 29, 2026	$0.61	$0.56	+8.9%	$234.65M
Q1 2026	Apr 29, 2026	$0.61	$0.55	+10.9%	$225.20M
Q4 2025	Jan 27, 2026	$0.64	$0.56	+14.3%	$225.72M

PFS analyst price target

Median target $28.50 from 6 analysts, ranging $25.00 – $30.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live PFS data on Nama Insights →

Recent Congressional trades

Provident Financial Services trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Patrick J Toomey	Senate	Sell	$1,001 - $15,000	—
Patrick J Toomey	Senate	Sell	$1,001 - $15,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$1,001 - $15,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—
Patrick J Toomey	Senate	Sell	$15,001 - $50,000	—

PFS FAQ

Is PFS a buy?: Nama's AI scorecard currently rates Provident Financial Services Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PFS's P/E ratio?: Provident Financial Services trades at a trailing price-to-earnings ratio of 9.2.
When does PFS report earnings?: Provident Financial Services's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $0.62.
What is the PFS price target?: The median analyst price target from 6 analysts is $28.50, with a range of $25.00 – $30.00.
Is PFS Shariah compliant?: Nama's AAOIFI-style screen reads Provident Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does PFS pay a dividend?: Yes — Provident Financial Services's dividend yield is 4.2%.