Nama's AI scorecard currently rates Preferred Bank Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is PFBC's P/E ratio?

Preferred Bank trades at a trailing price-to-earnings ratio of 9.5.

When does PFBC report earnings?

Preferred Bank's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $2.79.

What is the PFBC price target?

The median analyst price target from 5 analysts is $115.00, with a range of $111.00 – $130.00.

Is PFBC Shariah compliant?

Nama's AAOIFI-style screen reads Preferred Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does PFBC pay a dividend?

Yes — Preferred Bank's dividend yield is 3.1%.

Nama Insights

Preferred Bank (PFBC)

Financial Services · Banks Regional · NASDAQ

Preferred Bank (PFBC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.22B and a trailing price-to-earnings ratio of 9.5. Over the most recent reported fiscal year, revenue declined 0.2%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +13.9% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-8.3%

How far the last close sits under the highest price of the past five years.

Market cap	$1.22B
Trailing P/E	9.5
Price / book	1.6
Price / sales	4.3
FCF yield	—
Dividend yield	3.1%
Gross margin	0.0%
Operating margin	—
Net margin	46.7%
Revenue growth (YoY)	-0.2%
Revenue growth (3-yr annual)	+3.7%
EPS growth (YoY)	+7.8%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

PFBC earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $2.79). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 23, 2026	$2.73	$2.69	+1.5%	—
Q2 2026	Jul 21, 2026	$2.78	$2.65	+4.9%	—
Q1 2026	Apr 22, 2026	$2.53	$2.46	+2.9%	$69.62M
Q4 2025	Jan 22, 2026	$2.79	$2.79	+0.0%	$71.13M

PFBC analyst price target

Median target $115.00 from 5 analysts, ranging $111.00 – $130.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live PFBC data on Nama Insights →

PFBC FAQ

Is PFBC a buy?: Nama's AI scorecard currently rates Preferred Bank Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PFBC's P/E ratio?: Preferred Bank trades at a trailing price-to-earnings ratio of 9.5.
When does PFBC report earnings?: Preferred Bank's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $2.79.
What is the PFBC price target?: The median analyst price target from 5 analysts is $115.00, with a range of $111.00 – $130.00.
Is PFBC Shariah compliant?: Nama's AAOIFI-style screen reads Preferred Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does PFBC pay a dividend?: Yes — Preferred Bank's dividend yield is 3.1%.