Nama's AI scorecard currently rates Bank OZK Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is OZK's P/E ratio?

Bank OZK trades at a trailing price-to-earnings ratio of 8.5.

When does OZK report earnings?

Bank OZK's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $1.50.

What is the OZK price target?

The median analyst price target from 9 analysts is $54.00, with a range of $40.00 – $65.00.

Is OZK Shariah compliant?

Nama's AAOIFI-style screen reads Bank OZK as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does OZK pay a dividend?

Yes — Bank OZK's dividend yield is 3.9%.

Nama Insights

Bank OZK (OZK)

Financial Services · Banks Regional · NASDAQ

Bank OZK (OZK) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $5.49B and a trailing price-to-earnings ratio of 8.5. Over the most recent reported fiscal year, revenue grew 4.2%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Hold · 4.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Lagging · -0.5% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-5.6%

How far the last close sits under the highest price of the past five years.

Market cap	$5.49B
Trailing P/E	8.5
Price / book	0.9
Price / sales	3.6
FCF yield	—
Dividend yield	3.9%
Gross margin	0.0%
Operating margin	—
Net margin	43.8%
Revenue growth (YoY)	+4.2%
Revenue growth (3-yr annual)	+11.2%
EPS growth (YoY)	+0.5%
FCF/share growth (YoY)	—
Beta	0.9
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

OZK earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $1.50). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 19, 2026	$1.50	$1.43	+4.9%	—
Q2 2026	Jul 20, 2026	$1.49	$1.48	+0.7%	$430.02M
Q1 2026	Apr 21, 2026	$1.44	$1.43	+0.7%	$418.10M
Q4 2025	Jan 20, 2026	$1.53	$1.55	-1.3%	$440.65M

OZK analyst price target

Median target $54.00 from 9 analysts, ranging $40.00 – $65.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live OZK data on Nama Insights →

OZK FAQ

Is OZK a buy?: Nama's AI scorecard currently rates Bank OZK Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is OZK's P/E ratio?: Bank OZK trades at a trailing price-to-earnings ratio of 8.5.
When does OZK report earnings?: Bank OZK's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $1.50.
What is the OZK price target?: The median analyst price target from 9 analysts is $54.00, with a range of $40.00 – $65.00.
Is OZK Shariah compliant?: Nama's AAOIFI-style screen reads Bank OZK as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does OZK pay a dividend?: Yes — Bank OZK's dividend yield is 3.9%.