Nama's AI scorecard currently rates OFG Bancorp Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is OFG's P/E ratio?

OFG Bancorp trades at a trailing price-to-earnings ratio of 9.7.

When does OFG report earnings?

OFG Bancorp's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $1.32.

What is the OFG price target?

The median analyst price target from 4 analysts is $57.00, with a range of $53.00 – $58.00.

Is OFG Shariah compliant?

Nama's AAOIFI-style screen reads OFG Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does OFG pay a dividend?

Yes — OFG Bancorp's dividend yield is 2.8%.

Nama Insights

OFG Bancorp (OFG)

Financial Services · Banks Regional · NYSE

OFG Bancorp (OFG) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.13B and a trailing price-to-earnings ratio of 9.7. Over the most recent reported fiscal year, revenue grew 2.9%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Leading · +25.8% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-6.7%

How far the last close sits under the highest price of the past five years.

Market cap	$2.13B
Trailing P/E	9.7
Price / book	1.5
Price / sales	3.2
FCF yield	—
Dividend yield	2.8%
Gross margin	0.0%
Operating margin	—
Net margin	34.1%
Revenue growth (YoY)	+2.9%
Revenue growth (3-yr annual)	+6.4%
EPS growth (YoY)	+8.5%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

OFG earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $1.32). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 21, 2026	$1.33	$1.23	+8.1%	—
Q2 2026	Jul 20, 2026	$1.39	$1.17	+18.8%	$175.60M
Q1 2026	Apr 21, 2026	$1.26	$1.00	+26.0%	$174.81M
Q4 2025	Jan 22, 2026	$1.27	$1.15	+10.4%	$174.39M

OFG analyst price target

Median target $57.00 from 4 analysts, ranging $53.00 – $58.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live OFG data on Nama Insights →

OFG FAQ

Is OFG a buy?: Nama's AI scorecard currently rates OFG Bancorp Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is OFG's P/E ratio?: OFG Bancorp trades at a trailing price-to-earnings ratio of 9.7.
When does OFG report earnings?: OFG Bancorp's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $1.32.
What is the OFG price target?: The median analyst price target from 4 analysts is $57.00, with a range of $53.00 – $58.00.
Is OFG Shariah compliant?: Nama's AAOIFI-style screen reads OFG Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does OFG pay a dividend?: Yes — OFG Bancorp's dividend yield is 2.8%.