Nama's AI scorecard currently rates OceanFirst Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is OCFC's P/E ratio?

OceanFirst Financial trades at a trailing price-to-earnings ratio of 10.4.

When does OCFC report earnings?

OceanFirst Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.50.

What is the OCFC price target?

The median analyst price target from 6 analysts is $21.50, with a range of $18.00 – $24.25.

Is OCFC Shariah compliant?

Nama's AAOIFI-style screen reads OceanFirst Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does OCFC pay a dividend?

Yes — OceanFirst Financial's dividend yield is 4.4%.

Nama Insights

OceanFirst Financial (OCFC)

Financial Services · Banks Regional · NASDAQ

OceanFirst Financial (OCFC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.79B and a trailing price-to-earnings ratio of 10.4. Over the most recent reported fiscal year, revenue grew 5.4%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -9.3% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-27.3%

How far the last close sits under the highest price of the past five years.

Market cap	$1.79B
Trailing P/E	10.4
Price / book	0.7
Price / sales	3.5
FCF yield	—
Dividend yield	4.4%
Gross margin	0.0%
Operating margin	—
Net margin	9.2%
Revenue growth (YoY)	+5.4%
Revenue growth (3-yr annual)	-2.5%
EPS growth (YoY)	-10.6%
FCF/share growth (YoY)	—
Beta	1.0
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

OCFC earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $0.50). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 27, 2026	$0.48	$0.40	+20.0%	—
Q2 2026	Jul 30, 2026	$0.43	$0.43	+0.0%	$130.23M
Q1 2026	Apr 23, 2026	$0.43	$0.39	+10.3%	$102.10M
Q4 2025	Jan 22, 2026	$0.41	$0.37	+10.8%	$103.60M

OCFC analyst price target

Median target $21.50 from 6 analysts, ranging $18.00 – $24.25.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live OCFC data on Nama Insights →

Recent Congressional trades

OceanFirst Financial trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Josh Gottheimer	House	Buy	$1,001 - $15,000	May 15, 2024
Josh Gottheimer	House	Sell	$1,001 - $15,000	Apr 7, 2024
Josh Gottheimer	House	Buy	$1,001 - $15,000	Feb 15, 2024
Josh Gottheimer	House	Sell	$1,001 - $15,000	Jan 7, 2024

OCFC FAQ

Is OCFC a buy?: Nama's AI scorecard currently rates OceanFirst Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is OCFC's P/E ratio?: OceanFirst Financial trades at a trailing price-to-earnings ratio of 10.4.
When does OCFC report earnings?: OceanFirst Financial's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.50.
What is the OCFC price target?: The median analyst price target from 6 analysts is $21.50, with a range of $18.00 – $24.25.
Is OCFC Shariah compliant?: Nama's AAOIFI-style screen reads OceanFirst Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does OCFC pay a dividend?: Yes — OceanFirst Financial's dividend yield is 4.4%.