Nama's AI scorecard currently rates Nicolet Bankshares Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is NIC's P/E ratio?

Nicolet Bankshares trades at a trailing price-to-earnings ratio of 14.9.

When does NIC report earnings?

Nicolet Bankshares's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $3.28.

What is the NIC price target?

The median analyst price target from 5 analysts is $195.00, with a range of $190.00 – $200.00.

Is NIC Shariah compliant?

Nama's AAOIFI-style screen reads Nicolet Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does NIC pay a dividend?

Yes — Nicolet Bankshares's dividend yield is 0.8%.

Nama Insights

Nicolet Bankshares (NIC)

Financial Services · Banks Regional · NYSE

Nicolet Bankshares (NIC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.60B and a trailing price-to-earnings ratio of 14.9. Over the most recent reported fiscal year, revenue grew 12.3%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +30.2% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-3.8%

How far the last close sits under the highest price of the past five years.

Market cap	$3.60B
Trailing P/E	14.9
Price / book	1.6
Price / sales	6.2
FCF yield	—
Dividend yield	0.8%
Gross margin	0.0%
Operating margin	—
Net margin	30.3%
Revenue growth (YoY)	+12.3%
Revenue growth (3-yr annual)	+9.6%
EPS growth (YoY)	+26.0%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

NIC earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $3.28). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 20, 2026	$3.15	$3.05	+3.3%	$174.43M
Q2 2026	Jul 21, 2026	$2.99	$2.91	+2.8%	$177.75M
Q1 2026	Apr 21, 2026	$2.75	$2.69	+2.2%	$134.85M
Q4 2025	Jan 20, 2026	$2.73	$2.54	+7.5%	$103.94M

NIC analyst price target

Median target $195.00 from 5 analysts, ranging $190.00 – $200.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live NIC data on Nama Insights →

NIC FAQ

Is NIC a buy?: Nama's AI scorecard currently rates Nicolet Bankshares Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NIC's P/E ratio?: Nicolet Bankshares trades at a trailing price-to-earnings ratio of 14.9.
When does NIC report earnings?: Nicolet Bankshares's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $3.28.
What is the NIC price target?: The median analyst price target from 5 analysts is $195.00, with a range of $190.00 – $200.00.
Is NIC Shariah compliant?: Nama's AAOIFI-style screen reads Nicolet Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does NIC pay a dividend?: Yes — Nicolet Bankshares's dividend yield is 0.8%.