Nama Insights

National Bank (NBHC)

Financial Services · Banks Regional · NYSE

National Bank (NBHC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.63B and a trailing price-to-earnings ratio of 17.1. Over the most recent reported fiscal year, revenue grew 2.5%. Nama's AI scorecard rates it Sell, 3.2 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Sell · 3.2/10
Negative, at the mild end of Sell. As of Nov 7, 2026.
Momentum
Middle · +5.1% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-28.7%
How far the last close sits under the highest price of the past five years.
Market cap$1.63B
Trailing P/E17.1
Price / book1.0
Price / sales3.8
FCF yield—
Dividend yield3.5%
Gross margin0.0%
Operating margin-11.1%
Net margin12.8%
Revenue growth (YoY)+2.5%
Revenue growth (3-yr annual)+7.8%
EPS growth (YoY)-5.9%
FCF/share growth (YoY)—
Beta0.8
ExchangeNYSE
SectorFinancial Services
IndustryBanks Regional

NBHC earnings

Next report: Jan 26, 2027 (Q4 2026, EPS estimate $0.95). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Oct 27, 2026 $0.06 $0.28 -78.6% $124.80M
Q2 2026 Jul 21, 2026 $0.78 $0.81 -3.7% $127.74M
Q1 2026 Apr 21, 2026 $0.72 $0.65 +10.8% $125.70M
Q4 2025 Jan 27, 2026 $0.60 $0.82 -26.8% $99.55M

NBHC analyst price target

Median target $43.50 from 4 analysts, ranging $39.00 – $47.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live NBHC data on Nama Insights →

NBHC FAQ

Is NBHC a buy?
Nama's AI scorecard currently rates National Bank Sell (3.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is NBHC's P/E ratio?
National Bank trades at a trailing price-to-earnings ratio of 17.1.
When does NBHC report earnings?
National Bank's next scheduled report is on Jan 26, 2027. Analysts expect EPS of $0.95.
What is the NBHC price target?
The median analyst price target from 4 analysts is $43.50, with a range of $39.00 – $47.00.
Is NBHC Shariah compliant?
Nama's AAOIFI-style screen reads National Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does NBHC pay a dividend?
Yes — National Bank's dividend yield is 3.5%.