Nama's AI scorecard currently rates M&T Bank Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is MTB's P/E ratio?

M&T Bank trades at a trailing price-to-earnings ratio of 11.4.

When does MTB report earnings?

M&T Bank's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $4.98.

What is the MTB price target?

The median analyst price target from 21 analysts is $245.00, with a range of $198.00 – $294.00.

Is MTB Shariah compliant?

Nama's AAOIFI-style screen reads M&T Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does MTB pay a dividend?

Yes — M&T Bank's dividend yield is 2.8%.

Nama Insights

M&T Bank (MTB)

Financial Services · Banks Regional · NYSE

S&P 500

M&T Bank (MTB) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $31.29B and a trailing price-to-earnings ratio of 11.4. Over the most recent reported fiscal year, revenue grew 4.3%. Nama's AI scorecard rates it Buy, 7.0 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 7.0/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +18.2% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-14.9%

How far the last close sits under the highest price of the past five years.

Market cap	$31.29B
Trailing P/E	11.4
Price / book	1.1
Price / sales	3.3
FCF yield	—
Dividend yield	2.8%
Gross margin	0.0%
Operating margin	—
Net margin	31.9%
Revenue growth (YoY)	+4.3%
Revenue growth (3-yr annual)	+6.3%
EPS growth (YoY)	+16.8%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

MTB earnings

Next report: Jan 19, 2027 (Q4 2026, EPS estimate $4.98). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 16, 2026	$5.04	$4.92	+2.4%	$2.50B
Q2 2026	Jul 15, 2026	$5.32	$4.66	+14.2%	$2.48B
Q1 2026	Apr 15, 2026	$4.13	$4.02	+2.7%	$2.41B
Q4 2025	Jan 16, 2026	$4.67	$4.47	+4.5%	$2.44B

MTB analyst price target

Median target $245.00 from 21 analysts, ranging $198.00 – $294.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live MTB data on Nama Insights →

Recent Congressional trades

M&T Bank trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Dec 15, 2025
Valerie Hoyle	House	Sell	$1,001 - $15,000	Oct 10, 2025
Valerie Hoyle	House	Buy	$1,001 - $15,000	Sep 12, 2025
Lois Frankel	House	Sell	$1,001 - $15,000	Oct 10, 2023
Daniel Goldman	House	Sell	$50,001 - $100,000	Aug 13, 2023
Patty Murray	Senate	Sell	$1,001 - $15,000	—
Patty Murray	Senate	Buy	$1,001 - $15,000	—

MTB FAQ

Is MTB a buy?: Nama's AI scorecard currently rates M&T Bank Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is MTB's P/E ratio?: M&T Bank trades at a trailing price-to-earnings ratio of 11.4.
When does MTB report earnings?: M&T Bank's next scheduled report is on Jan 19, 2027. Analysts expect EPS of $4.98.
What is the MTB price target?: The median analyst price target from 21 analysts is $245.00, with a range of $198.00 – $294.00.
Is MTB Shariah compliant?: Nama's AAOIFI-style screen reads M&T Bank as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does MTB pay a dividend?: Yes — M&T Bank's dividend yield is 2.8%.