Nama's AI scorecard currently rates Mechanics Bancorp Hold (4.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is MCHB's P/E ratio?

Mechanics Bancorp trades at a trailing price-to-earnings ratio of 10.7.

When does MCHB report earnings?

Mechanics Bancorp's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.26.

What is the MCHB price target?

The median analyst price target from 4 analysts is $16.00, with a range of $16.00 – $17.00.

Is MCHB Shariah compliant?

Nama's AAOIFI-style screen reads Mechanics Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does MCHB pay a dividend?

Yes — Mechanics Bancorp's dividend yield is 10.6%.

Nama Insights

Mechanics Bancorp (MCHB)

Financial Services · Banks Regional · NASDAQ

Mechanics Bancorp (MCHB) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $3.26B and a trailing price-to-earnings ratio of 10.7. Over the most recent reported fiscal year, revenue grew 74.9%. Nama's AI scorecard rates it Hold, 4.3 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Hold · 4.3/10

The sections balance. As of Nov 7, 2026.

Momentum

Middle · +10.8% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-74.4%

How far the last close sits under the highest price of the past five years.

Market cap	$3.26B
Trailing P/E	10.7
Price / book	1.2
Price / sales	4.2
FCF yield	—
Dividend yield	10.6%
Gross margin	0.0%
Operating margin	—
Net margin	33.3%
Revenue growth (YoY)	+74.9%
Revenue growth (3-yr annual)	—
EPS growth (YoY)	—
FCF/share growth (YoY)	—
Beta	0.1
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

MCHB earnings

Next report: Jan 28, 2027 (Q4 2026, EPS estimate $0.26). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$0.27	$0.28	-3.6%	—
Q2 2026	Jul 29, 2026	$0.27	$0.25	+8.0%	$200.06M
Q1 2026	Apr 30, 2026	$0.24	$0.26	-7.7%	$200.06M
Q4 2025	Jan 30, 2026	$0.59	$0.26	+126.9%	$204.89M

MCHB analyst price target

Median target $16.00 from 4 analysts, ranging $16.00 – $17.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live MCHB data on Nama Insights →

MCHB FAQ

Is MCHB a buy?: Nama's AI scorecard currently rates Mechanics Bancorp Hold (4.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is MCHB's P/E ratio?: Mechanics Bancorp trades at a trailing price-to-earnings ratio of 10.7.
When does MCHB report earnings?: Mechanics Bancorp's next scheduled report is on Jan 28, 2027. Analysts expect EPS of $0.26.
What is the MCHB price target?: The median analyst price target from 4 analysts is $16.00, with a range of $16.00 – $17.00.
Is MCHB Shariah compliant?: Nama's AAOIFI-style screen reads Mechanics Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does MCHB pay a dividend?: Yes — Mechanics Bancorp's dividend yield is 10.6%.