Nama's AI scorecard currently rates MetroCity Bankshares Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is MCBS's P/E ratio?

MetroCity Bankshares trades at a trailing price-to-earnings ratio of 11.3.

When does MCBS report earnings?

MetroCity Bankshares's next scheduled report is on Feb 5, 2027. Analysts expect EPS of $0.78.

What is the MCBS price target?

The median analyst price target from 1 analysts is $41.00, with a range of $41.00 – $41.00.

Is MCBS Shariah compliant?

Nama's AAOIFI-style screen reads MetroCity Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does MCBS pay a dividend?

Yes — MetroCity Bankshares's dividend yield is 3.4%.

Nama Insights

MetroCity Bankshares (MCBS)

Financial Services · Banks Regional · NASDAQ

MetroCity Bankshares (MCBS) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.04B and a trailing price-to-earnings ratio of 11.3. Over the most recent reported fiscal year, revenue grew 9.8%. Nama's AI scorecard rates it Hold, 5.7 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.7/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +33.0% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-3.8%

How far the last close sits under the highest price of the past five years.

Market cap	$1.04B
Trailing P/E	11.3
Price / book	1.8
Price / sales	5.3
FCF yield	—
Dividend yield	3.4%
Gross margin	0.0%
Operating margin	—
Net margin	44.8%
Revenue growth (YoY)	+9.8%
Revenue growth (3-yr annual)	+4.4%
EPS growth (YoY)	+9.2%
FCF/share growth (YoY)	—
Beta	0.7
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

MCBS earnings

Next report: Feb 5, 2027 (Q4 2026, EPS estimate $0.78). Beat the EPS estimate in 2 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 23, 2026	$0.84	$0.84	+0.0%	—
Q2 2026	Jul 24, 2026	$0.77	$0.81	-4.9%	$49.80M
Q1 2026	Apr 24, 2026	$0.81	$0.77	+5.2%	$50.84M
Q4 2025	Jan 30, 2026	$0.78	$0.73	+6.8%	$41.53M

MCBS analyst price target

Median target $41.00 from 1 analysts, ranging $41.00 – $41.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live MCBS data on Nama Insights →

MCBS FAQ

Is MCBS a buy?: Nama's AI scorecard currently rates MetroCity Bankshares Hold (5.7 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is MCBS's P/E ratio?: MetroCity Bankshares trades at a trailing price-to-earnings ratio of 11.3.
When does MCBS report earnings?: MetroCity Bankshares's next scheduled report is on Feb 5, 2027. Analysts expect EPS of $0.78.
What is the MCBS price target?: The median analyst price target from 1 analysts is $41.00, with a range of $41.00 – $41.00.
Is MCBS Shariah compliant?: Nama's AAOIFI-style screen reads MetroCity Bankshares as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does MCBS pay a dividend?: Yes — MetroCity Bankshares's dividend yield is 3.4%.