Nama's AI scorecard currently rates Merchants Bancorp Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is MBIN's P/E ratio?

Merchants Bancorp trades at a trailing price-to-earnings ratio of 9.0.

When does MBIN report earnings?

Merchants Bancorp's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $1.41.

What is the MBIN price target?

The median analyst price target from 2 analysts is $67.00, with a range of $66.00 – $68.00.

Is MBIN Shariah compliant?

Nama's AAOIFI-style screen reads Merchants Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does MBIN pay a dividend?

Yes — Merchants Bancorp's dividend yield is 0.8%.

Nama Insights

Merchants Bancorp (MBIN)

Financial Services · Banks Regional · NASDAQ

Merchants Bancorp (MBIN) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $2.38B and a trailing price-to-earnings ratio of 9.0. Over the most recent reported fiscal year, revenue grew 1.5%. Nama's AI scorecard rates it Hold, 5.5 out of 10. On 12-month momentum it ranks in the leading band of its market.

AI scorecard

Hold · 5.5/10

The sections balance. As of Nov 7, 2026.

Momentum

Leading · +56.8% over 12 months ex. last

Top 20% of its market on the past year's steady rise.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-9.0%

How far the last close sits under the highest price of the past five years.

Market cap	$2.38B
Trailing P/E	9.0
Price / book	1.0
Price / sales	3.4
FCF yield	—
Dividend yield	0.8%
Gross margin	0.0%
Operating margin	—
Net margin	45.4%
Revenue growth (YoY)	+1.5%
Revenue growth (3-yr annual)	+15.5%
EPS growth (YoY)	-40.1%
FCF/share growth (YoY)	—
Beta	1.2
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

MBIN earnings

Next report: Jan 27, 2027 (Q4 2026, EPS estimate $1.41). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$1.73	$1.39	+24.5%	—
Q2 2026	Jul 28, 2026	$1.48	$1.22	+21.3%	$181.04M
Q1 2026	Apr 28, 2026	$1.25	$1.16	+7.8%	$174.06M
Q4 2025	Jan 28, 2026	$1.28	$0.94	+36.2%	$184.28M

MBIN analyst price target

Median target $67.00 from 2 analysts, ranging $66.00 – $68.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live MBIN data on Nama Insights →

MBIN FAQ

Is MBIN a buy?: Nama's AI scorecard currently rates Merchants Bancorp Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is MBIN's P/E ratio?: Merchants Bancorp trades at a trailing price-to-earnings ratio of 9.0.
When does MBIN report earnings?: Merchants Bancorp's next scheduled report is on Jan 27, 2027. Analysts expect EPS of $1.41.
What is the MBIN price target?: The median analyst price target from 2 analysts is $67.00, with a range of $66.00 – $68.00.
Is MBIN Shariah compliant?: Nama's AAOIFI-style screen reads Merchants Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does MBIN pay a dividend?: Yes — Merchants Bancorp's dividend yield is 0.8%.