Nama Insights

Lincoln National (LNC)

Financial Services · Insurance Life · NYSE

Lincoln National (LNC) is a Financial Services company in the Insurance Life industry. It has a market capitalization of $7.67B and a trailing price-to-earnings ratio of 5.1. Over the most recent reported fiscal year, revenue grew 2.0%. Nama's AI scorecard rates it Hold, 5.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.
AI scorecard
Hold · 5.2/10
The sections balance. As of Nov 7, 2026.
Momentum
Lagging · +0.4% over 12 months ex. last
Second-worst fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-47.6%
How far the last close sits under the highest price of the past five years.
Market cap$7.67B
Trailing P/E5.1
Price / book0.7
Price / sales0.4
FCF yield—
Dividend yield4.5%
Gross margin27.1%
Operating margin4.6%
Net margin12.2%
Revenue growth (YoY)+2.0%
Revenue growth (3-yr annual)-1.0%
EPS growth (YoY)+32.0%
FCF/share growth (YoY)—
Beta1.1
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Life

LNC earnings

Next report: Feb 18, 2027 (Q4 2026, EPS estimate $2.07). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 5, 2026 $1.72 $1.95 -11.8% —
Q2 2026 Jul 30, 2026 $2.24 $1.96 +14.3% $4.57B
Q1 2026 May 6, 2026 $1.66 $1.60 +3.8% $5.32B
Q4 2025 Feb 12, 2026 $2.21 $1.90 +16.3% $4.97B

LNC analyst price target

Median target $48.00 from 12 analysts, ranging $35.00 – $57.00.

Insurance Life peers

TickerCompanyMarket capP/E
MFC Manulife Financial $71.43B 13.6
MET MetLife $62.02B 9.7
AFL Aflac $61.49B 16.5
PRU Prudential Financial $40.90B 8.1
PUK Prudential $30.28B —
UNM Unum Group $11.89B 9.1
GL Globe Life $11.86B 10.3
PRI Primerica $8.86B 11.5
Explore live LNC data on Nama Insights →

Recent Congressional trades

Lincoln National trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Lisa McClain House Sell $1,001 - $15,000 Aug 13, 2025
Lisa McClain House Buy $1,001 - $15,000 Aug 13, 2025
Michael Patrick Guest House Buy $1,001 - $15,000 Aug 23, 2023
Thomas R Carper Senate Sell $15,001 - $50,000 —

LNC FAQ

Is LNC a buy?
Nama's AI scorecard currently rates Lincoln National Hold (5.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is LNC's P/E ratio?
Lincoln National trades at a trailing price-to-earnings ratio of 5.1.
When does LNC report earnings?
Lincoln National's next scheduled report is on Feb 18, 2027. Analysts expect EPS of $2.07.
What is the LNC price target?
The median analyst price target from 12 analysts is $48.00, with a range of $35.00 – $57.00.
Is LNC Shariah compliant?
Nama's AAOIFI-style screen reads Lincoln National as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does LNC pay a dividend?
Yes — Lincoln National's dividend yield is 4.5%.