Nama Insights

Prudential Financial (PRU)

Financial Services · Insurance Life · NYSE

S&P 500
Prudential Financial (PRU) is a Financial Services company in the Insurance Life industry. It has a market capitalization of $40.90B and a trailing price-to-earnings ratio of 8.1. Over the most recent reported fiscal year, revenue declined 13.7%. Nama's AI scorecard rates it Hold, 4.3 out of 10. On 12-month momentum it ranks in the middle band of its market.
AI scorecard
Hold · 4.3/10
The sections balance. As of Nov 7, 2026.
Momentum
Middle · +6.8% over 12 months ex. last
Middle fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-8.7%
How far the last close sits under the highest price of the past five years.
Market cap$40.90B
Trailing P/E8.1
Price / book1.3
Price / sales0.6
FCF yield—
Dividend yield4.7%
Gross margin29.0%
Operating margin7.5%
Net margin6.0%
Revenue growth (YoY)-13.7%
Revenue growth (3-yr annual)+2.3%
EPS growth (YoY)+9.5%
FCF/share growth (YoY)—
Beta0.8
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Life

PRU earnings

Next report: Feb 2, 2027 (Q4 2026, EPS estimate $3.00). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 3, 2026 $3.77 $3.32 +13.6% $14.50B
Q2 2026 Aug 4, 2026 $4.08 $3.52 +15.9% $15.69B
Q1 2026 May 5, 2026 $3.61 $3.10 +16.4% $15.55B
Q4 2025 Feb 3, 2026 $3.30 $3.36 -1.8% $15.68B

PRU analyst price target

Median target $108.00 from 15 analysts, ranging $92.00 – $136.00.

Insurance Life peers

TickerCompanyMarket capP/E
MFC Manulife Financial $71.43B 13.6
MET MetLife $62.02B 9.7
AFL Aflac $61.49B 16.5
PUK Prudential $30.28B —
UNM Unum Group $11.89B 9.1
GL Globe Life $11.86B 10.3
PRI Primerica $8.86B 11.5
JXN Jackson Financial $8.70B 5.0
Explore live PRU data on Nama Insights →

Recent Congressional trades

Prudential Financial trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Michael Rulli House Sell $1,001 - $15,000 Aug 7, 2026
Alan Armstrong Senate Sell $1,001 - $15,000 Jul 21, 2026
Lloyd K. Smucker House Sell $1,001 - $15,000 Apr 30, 2026
Gilbert Cisneros House Sell $1,001 - $15,000 Mar 9, 2026
Gilbert Cisneros House Buy $1,001 - $15,000 Feb 13, 2026
Jefferson Shreve House Sell $15,001 - $50,000 Jun 22, 2025
Jefferson Shreve House Buy $15,001 - $50,000 Apr 11, 2025
Michael C. Burgess House Buy $15,001 - $50,000 Sep 6, 2023
David A Perdue , Jr Senate Sell $1,001 - $15,000 —
Kelly Loeffler Senate Sell $100,001 - $250,000 —
Kelly Loeffler Senate Buy $100,001 - $250,000 —
Kelly Loeffler Senate Sell $50,001 - $100,000 —

PRU FAQ

Is PRU a buy?
Nama's AI scorecard currently rates Prudential Financial Hold (4.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is PRU's P/E ratio?
Prudential Financial trades at a trailing price-to-earnings ratio of 8.1.
When does PRU report earnings?
Prudential Financial's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $3.00.
What is the PRU price target?
The median analyst price target from 15 analysts is $108.00, with a range of $92.00 – $136.00.
Is PRU Shariah compliant?
Nama's AAOIFI-style screen reads Prudential Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does PRU pay a dividend?
Yes — Prudential Financial's dividend yield is 4.7%.