Nama Insights

Unum Group (UNM)

Financial Services · Insurance Life · NYSE

Unum Group (UNM) is a Financial Services company in the Insurance Life industry. It has a market capitalization of $11.89B and a trailing price-to-earnings ratio of 9.1. Over the most recent reported fiscal year, revenue grew 1.5%. Nama's AI scorecard rates it Hold, 5.5 out of 10. On 12-month momentum it ranks in the rising band of its market.
AI scorecard
Hold · 5.5/10
The sections balance. As of Nov 7, 2026.
Momentum
Rising · +21.4% over 12 months ex. last
Second-best fifth of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-20.7%
How far the last close sits under the highest price of the past five years.
Market cap$11.89B
Trailing P/E9.1
Price / book1.1
Price / sales0.9
FCF yield—
Dividend yield2.6%
Gross margin29.3%
Operating margin11.4%
Net margin5.3%
Revenue growth (YoY)+1.5%
Revenue growth (3-yr annual)+3.0%
EPS growth (YoY)-25.8%
FCF/share growth (YoY)—
Beta0.2
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Life

UNM earnings

Next report: Feb 2, 2027 (Q4 2026, EPS estimate $1.95). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 3, 2026 $2.20 $2.16 +1.9% $2.51B
Q2 2026 Jul 28, 2026 $2.16 $2.15 +0.5% $3.35B
Q1 2026 Apr 28, 2026 $2.14 $2.05 +4.4% $3.33B
Q4 2025 Feb 5, 2026 $1.92 $2.11 -9.0% $3.21B

UNM analyst price target

Median target $99.00 from 13 analysts, ranging $92.00 – $122.00.

Insurance Life peers

TickerCompanyMarket capP/E
MFC Manulife Financial $71.43B 13.6
MET MetLife $62.02B 9.7
AFL Aflac $61.49B 16.5
PRU Prudential Financial $40.90B 8.1
PUK Prudential $30.28B —
GL Globe Life $11.86B 10.3
PRI Primerica $8.86B 11.5
JXN Jackson Financial $8.70B 5.0
Explore live UNM data on Nama Insights →

Recent Congressional trades

Unum Group trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member Chamber Trade Amount Disclosed
Lisa McClain House Sell $1,001 - $15,000 Nov 21, 2025
Lisa McClain House Buy $1,001 - $15,000 Nov 21, 2025
Lisa McClain House Buy $1,001 - $15,000 Sep 12, 2025
Lisa McClain House Sell $1,001 - $15,000 Aug 13, 2025
Lisa McClain House Buy $1,001 - $15,000 Aug 13, 2025

UNM FAQ

Is UNM a buy?
Nama's AI scorecard currently rates Unum Group Hold (5.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is UNM's P/E ratio?
Unum Group trades at a trailing price-to-earnings ratio of 9.1.
When does UNM report earnings?
Unum Group's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $1.95.
What is the UNM price target?
The median analyst price target from 13 analysts is $99.00, with a range of $92.00 – $122.00.
Is UNM Shariah compliant?
Nama's AAOIFI-style screen reads Unum Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does UNM pay a dividend?
Yes — Unum Group's dividend yield is 2.6%.