Nama's AI scorecard currently rates Aflac Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is AFL's P/E ratio?

Aflac trades at a trailing price-to-earnings ratio of 16.5.

When does AFL report earnings?

Aflac's next scheduled report is on Feb 3, 2027. Analysts expect EPS of $1.77.

What is the AFL price target?

The median analyst price target from 15 analysts is $116.00, with a range of $101.00 – $138.00.

Is AFL Shariah compliant?

Nama's AAOIFI-style screen reads Aflac as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does AFL pay a dividend?

Yes — Aflac's dividend yield is 2.0%.

Nama Insights

Aflac (AFL)

Financial Services · Insurance Life · NYSE

S&P 500

Aflac (AFL) is a Financial Services company in the Insurance Life industry. It has a market capitalization of $61.49B and a trailing price-to-earnings ratio of 16.5. Over the most recent reported fiscal year, revenue declined 9.3%. Nama's AI scorecard rates it Hold, 4.8 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Hold · 4.8/10

The sections balance. As of Nov 7, 2026.

Momentum

Lagging · -0.8% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-5.4%

How far the last close sits under the highest price of the past five years.

Market cap	$61.49B
Trailing P/E	16.5
Price / book	2.1
Price / sales	3.4
FCF yield	—
Dividend yield	2.0%
Gross margin	50.9%
Operating margin	25.7%
Net margin	26.9%
Revenue growth (YoY)	-9.3%
Revenue growth (3-yr annual)	-3.2%
EPS growth (YoY)	+4.0%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Life

AFL earnings

Next report: Feb 3, 2027 (Q4 2026, EPS estimate $1.77). Beat the EPS estimate in 1 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 4, 2026	$2.43	$1.80	+35.0%	$3.37B
Q2 2026	Aug 6, 2026	$1.75	$1.76	-0.6%	$4.19B
Q1 2026	Apr 29, 2026	$1.75	$1.80	-2.8%	$4.41B
Q4 2025	Feb 4, 2026	$1.57	$1.69	-7.1%	$4.89B

AFL analyst price target

Median target $116.00 from 15 analysts, ranging $101.00 – $138.00.

Insurance Life peers

Ticker	Company	Market cap	P/E
MFC	Manulife Financial	$71.43B	13.6
MET	MetLife	$62.02B	9.7
PRU	Prudential Financial	$40.90B	8.1
PUK	Prudential	$30.28B	—
UNM	Unum Group	$11.89B	9.1
GL	Globe Life	$11.86B	10.3
PRI	Primerica	$8.86B	11.5
JXN	Jackson Financial	$8.70B	5.0

Explore live AFL data on Nama Insights →

Recent Congressional trades

Aflac trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Alan Armstrong	Senate	Buy	$1,001 - $15,000	Jul 21, 2026
Carol Devine Miller	House	Buy	$1,001 - $15,000	Apr 11, 2025
David A Perdue , Jr	Senate	Sell	$1,001 - $15,000	—
Kelly Loeffler	Senate	Buy	$15,001 - $50,000	—
Kelly Loeffler	Senate	Buy	$50,001 - $100,000	—
Kelly Loeffler	Senate	Sell	$1,001 - $15,000	—
Shelley M Capito	Senate	Buy	$1,001 - $15,000	—
William Cassidy	Senate	Buy	$1,001 - $15,000	—
Shelley M Capito	Senate	Buy	$1,001 - $15,000	—
William Cassidy	Senate	Buy	$1,001 - $15,000	—
Pat Roberts	Senate	Sell	$1,001 - $15,000	—

AFL FAQ

Is AFL a buy?: Nama's AI scorecard currently rates Aflac Hold (4.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is AFL's P/E ratio?: Aflac trades at a trailing price-to-earnings ratio of 16.5.
When does AFL report earnings?: Aflac's next scheduled report is on Feb 3, 2027. Analysts expect EPS of $1.77.
What is the AFL price target?: The median analyst price target from 15 analysts is $116.00, with a range of $101.00 – $138.00.
Is AFL Shariah compliant?: Nama's AAOIFI-style screen reads Aflac as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does AFL pay a dividend?: Yes — Aflac's dividend yield is 2.0%.