Nama Insights

Lemonade (LMND)

Financial Services · Insurance Property Casualty · NYSE

Lemonade (LMND) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $3.06B. Over the most recent reported fiscal year, revenue grew 40.1%. Nama's AI scorecard rates it Hold, 4.3 out of 10. On 12-month momentum it ranks in the trailing band of its market.
AI scorecard
Hold · 4.3/10
The sections balance. As of Nov 7, 2026.
Momentum
Trailing · -37.7% over 12 months ex. last
Bottom 20% of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-60.4%
How far the last close sits under the highest price of the past five years.
Market cap$3.06B
Trailing P/E—
Price / book6.1
Price / sales3.1
FCF yield—
Dividend yield—
Gross margin51.6%
Operating margin-11.8%
Net margin-14.2%
Revenue growth (YoY)+40.1%
Revenue growth (3-yr annual)+42.2%
EPS growth (YoY)—
FCF/share growth (YoY)—
Beta1.9
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Property Casualty

LMND earnings

Next report: Feb 18, 2027 (Q4 2026, EPS estimate -$0.27). Beat the EPS estimate in 3 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q3 2026 Nov 5, 2026 -$0.56 -$0.58 +3.5% —
Q2 2026 Jul 29, 2026 -$0.56 -$0.56 +0.0% $294.40M
Q1 2026 Apr 29, 2026 -$0.49 -$0.57 +14.0% $258.00M
Q4 2025 Feb 19, 2026 -$0.29 -$0.43 +32.6% $228.10M

LMND analyst price target

Median target $51.00 from 9 analysts, ranging $38.00 – $92.00.

Insurance Property Casualty peers

TickerCompanyMarket capP/E
CB Chubb $139.47B 12.5
PGR Progressive $131.96B 11.9
TRV Travelers Companies $80.98B 10.4
ALL Allstate $63.05B 5.8
CINF Cincinnati Financial $28.47B 19.0
WRB W. R. Berkley $27.95B 15.4
MKL Markel Group $23.71B 16.4
L Loews $22.19B 32.4
Explore live LMND data on Nama Insights →

LMND FAQ

Is LMND a buy?
Nama's AI scorecard currently rates Lemonade Hold (4.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
When does LMND report earnings?
Lemonade's next scheduled report is on Feb 18, 2027. Analysts expect EPS of -$0.27.
What is the LMND price target?
The median analyst price target from 9 analysts is $51.00, with a range of $38.00 – $92.00.
Is LMND Shariah compliant?
Nama's AAOIFI-style screen reads Lemonade as Not Shariah Compliant. At least one of the three ratios or the industry test failed.