Nama's AI scorecard currently rates Lakeland Financial Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is LKFN's P/E ratio?

Lakeland Financial trades at a trailing price-to-earnings ratio of 13.7.

When does LKFN report earnings?

Lakeland Financial's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.14.

What is the LKFN price target?

The median analyst price target from 4 analysts is $66.50, with a range of $64.00 – $67.00.

Is LKFN Shariah compliant?

Nama's AAOIFI-style screen reads Lakeland Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does LKFN pay a dividend?

Yes — Lakeland Financial's dividend yield is 3.4%.

Nama Insights

Lakeland Financial (LKFN)

Financial Services · Banks Regional · NASDAQ

Lakeland Financial (LKFN) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.51B and a trailing price-to-earnings ratio of 13.7. Over the most recent reported fiscal year, revenue grew 6.1%. Nama's AI scorecard rates it Buy, 6.8 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.8/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -0.4% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-28.6%

How far the last close sits under the highest price of the past five years.

Market cap	$1.51B
Trailing P/E	13.7
Price / book	2.0
Price / sales	5.4
FCF yield	—
Dividend yield	3.4%
Gross margin	0.0%
Operating margin	—
Net margin	40.8%
Revenue growth (YoY)	+6.1%
Revenue growth (3-yr annual)	+3.2%
EPS growth (YoY)	+15.6%
FCF/share growth (YoY)	—
Beta	0.8
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

LKFN earnings

Next report: Jan 25, 2027 (Q4 2026, EPS estimate $1.14). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 26, 2026	$1.14	$1.09	+4.6%	$73.00M
Q2 2026	Jul 27, 2026	$1.13	$1.08	+4.6%	$70.87M
Q1 2026	Apr 27, 2026	$1.04	$1.01	+3.0%	$69.71M
Q4 2025	Jan 26, 2026	$1.16	$1.06	+9.4%	$69.80M

LKFN analyst price target

Median target $66.50 from 4 analysts, ranging $64.00 – $67.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live LKFN data on Nama Insights →

LKFN FAQ

Is LKFN a buy?: Nama's AI scorecard currently rates Lakeland Financial Buy (6.8 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is LKFN's P/E ratio?: Lakeland Financial trades at a trailing price-to-earnings ratio of 13.7.
When does LKFN report earnings?: Lakeland Financial's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.14.
What is the LKFN price target?: The median analyst price target from 4 analysts is $66.50, with a range of $64.00 – $67.00.
Is LKFN Shariah compliant?: Nama's AAOIFI-style screen reads Lakeland Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does LKFN pay a dividend?: Yes — Lakeland Financial's dividend yield is 3.4%.