Nama Insights

Kemper (KMPR)

Financial Services · Insurance Property Casualty · NYSE

Kemper (KMPR) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $1.97B and a trailing price-to-earnings ratio of 26.9. Over the most recent reported fiscal year, revenue grew 3.2%. Nama's AI scorecard rates it Sell, 4.1 out of 10. On 12-month momentum it ranks in the trailing band of its market.
AI scorecard
Sell · 4.1/10
Negative, at the mild end of Sell. As of Nov 7, 2026.
Momentum
Trailing · -28.1% over 12 months ex. last
Bottom 20% of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-54.3%
How far the last close sits under the highest price of the past five years.
Market cap$1.97B
Trailing P/E26.9
Price / book0.9
Price / sales0.4
FCF yield—
Dividend yield3.8%
Gross margin25.4%
Operating margin3.0%
Net margin-10.8%
Revenue growth (YoY)+3.2%
Revenue growth (3-yr annual)-4.3%
EPS growth (YoY)-43.1%
FCF/share growth (YoY)—
Beta1.1
ExchangeNYSE
SectorFinancial Services
IndustryInsurance Property Casualty

KMPR earnings

Next report: Feb 3, 2027 (Q4 2026, EPS estimate $0.80). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q2 2026 Aug 5, 2026 $0.45 $0.34 +32.4% $1.09B
Q1 2026 May 6, 2026 $0.21 $0.80 -73.8% $1.10B
Q4 2025 Feb 4, 2026 $0.25 $0.86 -70.9% $1.13B
Q3 2025 Nov 5, 2025 $0.33 $1.32 -75.0% $1.24B

KMPR analyst price target

Median target $42.00 from 3 analysts, ranging $24.00 – $43.00.

Insurance Property Casualty peers

TickerCompanyMarket capP/E
CB Chubb $139.47B 12.5
PGR Progressive $131.96B 11.9
TRV Travelers Companies $80.98B 10.4
ALL Allstate $63.05B 5.8
CINF Cincinnati Financial $28.47B 19.0
WRB W. R. Berkley $27.95B 15.4
MKL Markel Group $23.71B 16.4
L Loews $22.19B 32.4
Explore live KMPR data on Nama Insights →

KMPR FAQ

Is KMPR a buy?
Nama's AI scorecard currently rates Kemper Sell (4.1 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is KMPR's P/E ratio?
Kemper trades at a trailing price-to-earnings ratio of 26.9.
When does KMPR report earnings?
Kemper's next scheduled report is on Feb 3, 2027. Analysts expect EPS of $0.80.
What is the KMPR price target?
The median analyst price target from 3 analysts is $42.00, with a range of $24.00 – $43.00.
Is KMPR Shariah compliant?
Nama's AAOIFI-style screen reads Kemper as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does KMPR pay a dividend?
Yes — Kemper's dividend yield is 3.8%.