Nama's AI scorecard currently rates Intercorp Financial Services Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is IFS's P/E ratio?

Intercorp Financial Services trades at a trailing price-to-earnings ratio of 8.7.

When does IFS report earnings?

Intercorp Financial Services's next scheduled report is on Nov 9, 2026. Analysts expect EPS of $1.41.

What is the IFS price target?

The median analyst price target from 3 analysts is $65.09, with a range of $60.63 – $72.78.

Is IFS Shariah compliant?

Nama's AAOIFI-style screen reads Intercorp Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does IFS pay a dividend?

Yes — Intercorp Financial Services's dividend yield is 3.9%.

Nama Insights

Intercorp Financial Services (IFS)

Financial Services · Banks Regional · NYSE

Intercorp Financial Services (IFS) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $5.14B and a trailing price-to-earnings ratio of 8.7. Over the most recent reported fiscal year, revenue grew 5.7%. Nama's AI scorecard rates it Buy, 7.0 out of 10. On 12-month momentum it ranks in the middle band of its market.

AI scorecard

Buy · 7.0/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Middle · +19.9% over 12 months ex. last

Middle fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-24.1%

How far the last close sits under the highest price of the past five years.

Market cap	$5.14B
Trailing P/E	8.7
Price / book	1.4
Price / sales	3.0
FCF yield	—
Dividend yield	3.9%
Gross margin	0.0%
Operating margin	—
Net margin	35.7%
Revenue growth (YoY)	+5.7%
Revenue growth (3-yr annual)	+5.5%
EPS growth (YoY)	+50.1%
FCF/share growth (YoY)	—
Beta	0.4
Exchange	NYSE
Sector	Financial Services
Industry	Banks Regional

IFS earnings

Next report: Nov 9, 2026 (Q3 2026, EPS estimate $1.41). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q2 2026	Aug 11, 2026	$1.52	$1.42	+7.1%	$543.94M
Q1 2026	May 10, 2026	$1.56	$1.37	+13.2%	$550.86M
Q4 2025	Feb 12, 2026	$1.16	$1.07	+7.8%	$512.16M
Q3 2025	Nov 6, 2025	$1.14	$1.15	-0.5%	$459.27M

IFS analyst price target

Median target $65.09 from 3 analysts, ranging $60.63 – $72.78.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live IFS data on Nama Insights →

IFS FAQ

Is IFS a buy?: Nama's AI scorecard currently rates Intercorp Financial Services Buy (7.0 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is IFS's P/E ratio?: Intercorp Financial Services trades at a trailing price-to-earnings ratio of 8.7.
When does IFS report earnings?: Intercorp Financial Services's next scheduled report is on Nov 9, 2026. Analysts expect EPS of $1.41.
What is the IFS price target?: The median analyst price target from 3 analysts is $65.09, with a range of $60.63 – $72.78.
Is IFS Shariah compliant?: Nama's AAOIFI-style screen reads Intercorp Financial Services as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does IFS pay a dividend?: Yes — Intercorp Financial Services's dividend yield is 3.9%.