Nama's AI scorecard currently rates Horace Mann Educators Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is HMN's P/E ratio?

Horace Mann Educators trades at a trailing price-to-earnings ratio of 9.3.

When does HMN report earnings?

Horace Mann Educators's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $1.28.

What is the HMN price target?

The median analyst price target from 2 analysts is $56.50, with a range of $54.00 – $59.00.

Is HMN Shariah compliant?

Nama's AAOIFI-style screen reads Horace Mann Educators as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does HMN pay a dividend?

Yes — Horace Mann Educators's dividend yield is 2.7%.

Nama Insights

Horace Mann Educators (HMN)

Financial Services · Insurance Property Casualty · NYSE

Horace Mann Educators (HMN) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $2.16B and a trailing price-to-earnings ratio of 9.3. Over the most recent reported fiscal year, revenue grew 4.8%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -0.5% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-4.2%

How far the last close sits under the highest price of the past five years.

Market cap	$2.16B
Trailing P/E	9.3
Price / book	1.4
Price / sales	1.2
FCF yield	—
Dividend yield	2.7%
Gross margin	39.5%
Operating margin	13.2%
Net margin	10.2%
Revenue growth (YoY)	+4.8%
Revenue growth (3-yr annual)	+6.6%
EPS growth (YoY)	+47.8%
FCF/share growth (YoY)	—
Beta	0.1
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Property Casualty

HMN earnings

Next report: Feb 2, 2027 (Q4 2026, EPS estimate $1.28). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 3, 2026	$2.06	$1.11	+85.6%	—
Q2 2026	Aug 5, 2026	$1.17	$0.73	+60.3%	$426.40M
Q1 2026	May 6, 2026	$1.28	$1.10	+16.4%	$416.10M
Q4 2025	Feb 3, 2026	$1.21	$1.18	+2.5%	$419.20M

HMN analyst price target

Median target $56.50 from 2 analysts, ranging $54.00 – $59.00.

Insurance Property Casualty peers

Ticker	Company	Market cap	P/E
CB	Chubb	$139.47B	12.5
PGR	Progressive	$131.96B	11.9
TRV	Travelers Companies	$80.98B	10.4
ALL	Allstate	$63.05B	5.8
CINF	Cincinnati Financial	$28.47B	19.0
WRB	W. R. Berkley	$27.95B	15.4
MKL	Markel Group	$23.71B	16.4
L	Loews	$22.19B	32.4

Explore live HMN data on Nama Insights →

Recent Congressional trades

Horace Mann Educators trades disclosed by members of the US House and Senate under the STOCK Act. See the full Congress trades board →

Member	Chamber	Trade	Amount	Disclosed
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Sep 10, 2026
Gilbert Cisneros	House	Buy	$1,001 - $15,000	Sep 4, 2026
Gilbert Cisneros	House	Sell	$1,001 - $15,000	Feb 13, 2026
Lisa McClain	House	Sell	$1,001 - $15,000	Aug 13, 2025
Lisa McClain	House	Buy	$1,001 - $15,000	Aug 13, 2025
Josh Gottheimer	House	Sell	$1,001 - $15,000	May 14, 2025
Josh Gottheimer	House	Buy	$1,001 - $15,000	Aug 21, 2023

HMN FAQ

Is HMN a buy?: Nama's AI scorecard currently rates Horace Mann Educators Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HMN's P/E ratio?: Horace Mann Educators trades at a trailing price-to-earnings ratio of 9.3.
When does HMN report earnings?: Horace Mann Educators's next scheduled report is on Feb 2, 2027. Analysts expect EPS of $1.28.
What is the HMN price target?: The median analyst price target from 2 analysts is $56.50, with a range of $54.00 – $59.00.
Is HMN Shariah compliant?: Nama's AAOIFI-style screen reads Horace Mann Educators as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does HMN pay a dividend?: Yes — Horace Mann Educators's dividend yield is 2.7%.