Nama's AI scorecard currently rates Heritage Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is HFWA's P/E ratio?

Heritage Financial trades at a trailing price-to-earnings ratio of 12.0.

When does HFWA report earnings?

Heritage Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $0.62.

What is the HFWA price target?

The median analyst price target from 5 analysts is $33.00, with a range of $31.00 – $34.00.

Is HFWA Shariah compliant?

Nama's AAOIFI-style screen reads Heritage Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does HFWA pay a dividend?

Yes — Heritage Financial's dividend yield is 3.5%.

Nama Insights

Heritage Financial (HFWA)

Financial Services · Banks Regional · NASDAQ

Heritage Financial (HFWA) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.15B and a trailing price-to-earnings ratio of 12.0. Over the most recent reported fiscal year, revenue grew 13.5%. Nama's AI scorecard rates it Buy, 6.2 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.2/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +23.5% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-17.3%

How far the last close sits under the highest price of the past five years.

Market cap	$1.15B
Trailing P/E	12.0
Price / book	1.1
Price / sales	3.6
FCF yield	—
Dividend yield	3.5%
Gross margin	0.0%
Operating margin	—
Net margin	24.6%
Revenue growth (YoY)	+13.5%
Revenue growth (3-yr annual)	-0.4%
EPS growth (YoY)	+73.4%
FCF/share growth (YoY)	—
Beta	0.5
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

HFWA earnings

Next report: Jan 21, 2027 (Q4 2026, EPS estimate $0.62). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 22, 2026	$0.55	$0.56	-1.8%	—
Q2 2026	Jul 23, 2026	$0.57	$0.54	+5.6%	$84.13M
Q1 2026	Apr 23, 2026	$0.59	$0.57	+3.5%	$77.92M
Q4 2025	Jan 22, 2026	$0.66	$0.56	+17.9%	$66.35M

HFWA analyst price target

Median target $33.00 from 5 analysts, ranging $31.00 – $34.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live HFWA data on Nama Insights →

HFWA FAQ

Is HFWA a buy?: Nama's AI scorecard currently rates Heritage Financial Buy (6.2 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HFWA's P/E ratio?: Heritage Financial trades at a trailing price-to-earnings ratio of 12.0.
When does HFWA report earnings?: Heritage Financial's next scheduled report is on Jan 21, 2027. Analysts expect EPS of $0.62.
What is the HFWA price target?: The median analyst price target from 5 analysts is $33.00, with a range of $31.00 – $34.00.
Is HFWA Shariah compliant?: Nama's AAOIFI-style screen reads Heritage Financial as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does HFWA pay a dividend?: Yes — Heritage Financial's dividend yield is 3.5%.