Nama's AI scorecard currently rates HCI Group Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is HCI's P/E ratio?

HCI Group trades at a trailing price-to-earnings ratio of 7.5.

When does HCI report earnings?

HCI Group's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $5.54.

What is the HCI price target?

The median analyst price target from 3 analysts is $235.00, with a range of $225.00 – $265.00.

Is HCI Shariah compliant?

Nama's AAOIFI-style screen reads HCI Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does HCI pay a dividend?

Yes — HCI Group's dividend yield is 0.9%.

Nama Insights

HCI Group (HCI)

Financial Services · Insurance Property Casualty · NYSE

HCI Group (HCI) is a Financial Services company in the Insurance Property Casualty industry. It has a market capitalization of $2.31B and a trailing price-to-earnings ratio of 7.5. Over the most recent reported fiscal year, revenue grew 20.3%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Lagging · -4.2% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-11.6%

How far the last close sits under the highest price of the past five years.

Market cap	$2.31B
Trailing P/E	7.5
Price / book	2.1
Price / sales	2.4
FCF yield	—
Dividend yield	0.9%
Gross margin	59.7%
Operating margin	45.4%
Net margin	32.6%
Revenue growth (YoY)	+20.3%
Revenue growth (3-yr annual)	+22.4%
EPS growth (YoY)	+164.9%
FCF/share growth (YoY)	—
Beta	1.1
Exchange	NYSE
Sector	Financial Services
Industry	Insurance Property Casualty

HCI earnings

Next report: Feb 25, 2027 (Q4 2026, EPS estimate $5.54). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Nov 4, 2026	$6.45	$4.06	+58.9%	—
Q2 2026	Aug 6, 2026	$5.60	$5.13	+9.2%	$246.73M
Q1 2026	May 6, 2026	$5.45	$4.94	+10.3%	$243.21M
Q4 2025	Feb 25, 2026	$7.25	$4.58	+58.3%	$246.35M

HCI analyst price target

Median target $235.00 from 3 analysts, ranging $225.00 – $265.00.

Insurance Property Casualty peers

Ticker	Company	Market cap	P/E
CB	Chubb	$139.47B	12.5
PGR	Progressive	$131.96B	11.9
TRV	Travelers Companies	$80.98B	10.4
ALL	Allstate	$63.05B	5.8
CINF	Cincinnati Financial	$28.47B	19.0
WRB	W. R. Berkley	$27.95B	15.4
MKL	Markel Group	$23.71B	16.4
L	Loews	$22.19B	32.4

Explore live HCI data on Nama Insights →

HCI FAQ

Is HCI a buy?: Nama's AI scorecard currently rates HCI Group Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HCI's P/E ratio?: HCI Group trades at a trailing price-to-earnings ratio of 7.5.
When does HCI report earnings?: HCI Group's next scheduled report is on Feb 25, 2027. Analysts expect EPS of $5.54.
What is the HCI price target?: The median analyst price target from 3 analysts is $235.00, with a range of $225.00 – $265.00.
Is HCI Shariah compliant?: Nama's AAOIFI-style screen reads HCI Group as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does HCI pay a dividend?: Yes — HCI Group's dividend yield is 0.9%.