Nama's AI scorecard currently rates Happen Strong Buy (9.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is HAPN's P/E ratio?

Happen trades at a trailing price-to-earnings ratio of 8.9.

When does HAPN report earnings?

Happen's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.46.

What is the HAPN price target?

The median analyst price target from 8 analysts is $24.50, with a range of $20.00 – $29.00.

Is HAPN Shariah compliant?

Nama's AAOIFI-style screen reads Happen as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Nama Insights

Happen (HAPN)

Financial Services · Banks Regional · NASDAQ

Happen (HAPN) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.84B and a trailing price-to-earnings ratio of 8.9. Over the most recent reported fiscal year, revenue grew 27.4%. Nama's AI scorecard rates it Strong Buy, 9.3 out of 10. On 12-month momentum it ranks in the lagging band of its market.

AI scorecard

Strong Buy · 9.3/10

The top band of the Fundamental Verdict (8.6–10). As of Nov 7, 2026.

Momentum

Lagging · -15.8% over 12 months ex. last

Second-worst fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-66.8%

How far the last close sits under the highest price of the past five years.

Market cap	$1.84B
Trailing P/E	8.9
Price / book	1.2
Price / sales	1.3
FCF yield	—
Dividend yield	—
Gross margin	45.4%
Operating margin	21.4%
Net margin	15.0%
Revenue growth (YoY)	+27.4%
Revenue growth (3-yr annual)	-5.6%
EPS growth (YoY)	+155.6%
FCF/share growth (YoY)	—
Beta	1.9
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

HAPN earnings

Next report: Feb 4, 2027 (Q4 2026, EPS estimate $0.46). Beat the EPS estimate in 4 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 28, 2026	$0.50	$0.45	+11.1%	$264.64M
Q2 2026	Jul 27, 2026	$0.50	$0.42	+19.1%	$262.69M
Q1 2026	Apr 27, 2026	$0.44	$0.36	+22.2%	$252.53M
Q4 2025	Jan 28, 2026	$0.35	$0.34	+2.9%	$266.49M

HAPN analyst price target

Median target $24.50 from 8 analysts, ranging $20.00 – $29.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live HAPN data on Nama Insights →

HAPN FAQ

Is HAPN a buy?: Nama's AI scorecard currently rates Happen Strong Buy (9.3 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is HAPN's P/E ratio?: Happen trades at a trailing price-to-earnings ratio of 8.9.
When does HAPN report earnings?: Happen's next scheduled report is on Feb 4, 2027. Analysts expect EPS of $0.46.
What is the HAPN price target?: The median analyst price target from 8 analysts is $24.50, with a range of $20.00 – $29.00.
Is HAPN Shariah compliant?: Nama's AAOIFI-style screen reads Happen as Not Shariah Compliant. At least one of the three ratios or the industry test failed.