Nama Insights

Grupo Financiero Galicia (GGAL)

Financial Services · Banks Regional · NASDAQ

Grupo Financiero Galicia (GGAL) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $4.99B and a trailing price-to-earnings ratio of 48.3. Over the most recent reported fiscal year, revenue declined 13.6%. Nama's AI scorecard rates it Hold, 4.5 out of 10. On 12-month momentum it ranks in the trailing band of its market.
AI scorecard
Hold · 4.5/10
The sections balance. As of Nov 7, 2026.
Momentum
Trailing · -35.6% over 12 months ex. last
Bottom 20% of its market on the past year's move.
Shariah screen
Not Shariah Compliant
At least one of the three ratios or the industry test failed.
Off its high
-60.2%
How far the last close sits under the highest price of the past five years.
Market cap$4.99B
Trailing P/E48.3
Price / book7.9
Price / sales1.3
FCF yield—
Dividend yield5.3%
Gross margin0.0%
Operating margin—
Net margin1.5%
Revenue growth (YoY)-13.6%
Revenue growth (3-yr annual)+22.1%
EPS growth (YoY)-89.3%
FCF/share growth (YoY)—
Beta0.3
ExchangeNASDAQ
SectorFinancial Services
IndustryBanks Regional

GGAL earnings

Next report: Nov 24, 2026 (Q3 2026, EPS estimate $1.36). Beat the EPS estimate in 1 of 4 recent quarters.

QuarterReportedEPSEstimateSurpriseRevenue
Q2 2026 Aug 25, 2026 $1.06 $0.94 +12.8% $1.80B
Q1 2026 May 13, 2026 $0.30 $0.32 -6.2% $1.67B
Q4 2025 Mar 5, 2026 -$0.37 $0.47 -178.7% $1.73B
Q3 2025 Nov 25, 2025 -$0.38 $0.27 -240.7% $1.29B

GGAL analyst price target

Median target $60.00 from 10 analysts, ranging $45.00 – $85.00.

Banks Regional peers

TickerCompanyMarket capP/E
HDB HDFC Bank $129.32B 15.9
IBN ICICI Bank $121.68B 21.2
MFG Mizuho Financial Group $113.48B 13.1
USB U.S. Bancorp $92.63B 11.6
PNC PNC Financial Services Group $89.43B 12.0
ITUB Itaú Unibanco $81.45B 8.6
LYG Lloyds Banking Group $72.69B 9.8
DB Deutsche Bank Aktiengesellschaft $64.60B 10.5
Explore live GGAL data on Nama Insights →

GGAL FAQ

Is GGAL a buy?
Nama's AI scorecard currently rates Grupo Financiero Galicia Hold (4.5 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is GGAL's P/E ratio?
Grupo Financiero Galicia trades at a trailing price-to-earnings ratio of 48.3.
When does GGAL report earnings?
Grupo Financiero Galicia's next scheduled report is on Nov 24, 2026. Analysts expect EPS of $1.36.
What is the GGAL price target?
The median analyst price target from 10 analysts is $60.00, with a range of $45.00 – $85.00.
Is GGAL Shariah compliant?
Nama's AAOIFI-style screen reads Grupo Financiero Galicia as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does GGAL pay a dividend?
Yes — Grupo Financiero Galicia's dividend yield is 5.3%.