Nama's AI scorecard currently rates German American Bancorp Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.

What is GABC's P/E ratio?

German American Bancorp trades at a trailing price-to-earnings ratio of 12.9.

When does GABC report earnings?

German American Bancorp's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.02.

What is the GABC price target?

The median analyst price target from 5 analysts is $56.00, with a range of $53.00 – $60.00.

Is GABC Shariah compliant?

Nama's AAOIFI-style screen reads German American Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.

Does GABC pay a dividend?

Yes — German American Bancorp's dividend yield is 2.5%.

Nama Insights

German American Bancorp (GABC)

Financial Services · Banks Regional · NASDAQ

German American Bancorp (GABC) is a Financial Services company in the Banks Regional industry. It has a market capitalization of $1.88B and a trailing price-to-earnings ratio of 12.9. Over the most recent reported fiscal year, revenue grew 68.2%. Nama's AI scorecard rates it Buy, 6.6 out of 10. On 12-month momentum it ranks in the rising band of its market.

AI scorecard

Buy · 6.6/10

Positive, at the low end of Buy. As of Nov 7, 2026.

Momentum

Rising · +22.8% over 12 months ex. last

Second-best fifth of its market on the past year's move.

Shariah screen

Not Shariah Compliant

At least one of the three ratios or the industry test failed.

Off its high

-4.4%

How far the last close sits under the highest price of the past five years.

Market cap	$1.88B
Trailing P/E	12.9
Price / book	1.6
Price / sales	4.9
FCF yield	—
Dividend yield	2.5%
Gross margin	0.0%
Operating margin	—
Net margin	37.6%
Revenue growth (YoY)	+68.2%
Revenue growth (3-yr annual)	+11.7%
EPS growth (YoY)	+7.5%
FCF/share growth (YoY)	—
Beta	0.6
Exchange	NASDAQ
Sector	Financial Services
Industry	Banks Regional

GABC earnings

Next report: Jan 25, 2027 (Q4 2026, EPS estimate $1.02). Beat the EPS estimate in 3 of 4 recent quarters.

Quarter	Reported	EPS	Estimate	Surprise	Revenue
Q3 2026	Oct 26, 2026	$1.03	$1.01	+2.0%	—
Q2 2026	Jul 27, 2026	$1.02	$0.92	+10.9%	$99.95M
Q1 2026	Apr 27, 2026	$0.88	$0.88	+0.0%	$96.08M
Q4 2025	Jan 26, 2026	$0.95	$0.91	+4.4%	$95.99M

GABC analyst price target

Median target $56.00 from 5 analysts, ranging $53.00 – $60.00.

Banks Regional peers

Ticker	Company	Market cap	P/E
HDB	HDFC Bank	$129.32B	15.9
IBN	ICICI Bank	$121.68B	21.2
MFG	Mizuho Financial Group	$113.48B	13.1
USB	U.S. Bancorp	$92.63B	11.6
PNC	PNC Financial Services Group	$89.43B	12.0
ITUB	Itaú Unibanco	$81.45B	8.6
LYG	Lloyds Banking Group	$72.69B	9.8
DB	Deutsche Bank Aktiengesellschaft	$64.60B	10.5

Explore live GABC data on Nama Insights →

GABC FAQ

Is GABC a buy?: Nama's AI scorecard currently rates German American Bancorp Buy (6.6 out of 10), a call computed from its profitability, cash generation, growth, valuation and balance sheet. It is a research reading, not investment advice.
What is GABC's P/E ratio?: German American Bancorp trades at a trailing price-to-earnings ratio of 12.9.
When does GABC report earnings?: German American Bancorp's next scheduled report is on Jan 25, 2027. Analysts expect EPS of $1.02.
What is the GABC price target?: The median analyst price target from 5 analysts is $56.00, with a range of $53.00 – $60.00.
Is GABC Shariah compliant?: Nama's AAOIFI-style screen reads German American Bancorp as Not Shariah Compliant. At least one of the three ratios or the industry test failed.
Does GABC pay a dividend?: Yes — German American Bancorp's dividend yield is 2.5%.